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US 8,046,261 B2Granted
EMV transaction in mobile terminals
AssigneeTelefonaktiebolaget LM Ericsson (publ)
InventorsAngana Ghosh, Santanu Dutta
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AssigneeTelefonaktiebolaget LM Ericsson (publ)
InventorsAngana Ghosh, Santanu Dutta
Estimating the term…
A mobile terminal is enabled to conduct an EMV transaction. A wireless access node in the EMV card-reader terminal is provided for connecting a mobile terminal to the card-reader terminal. An EMV-proxy module executing in the card-reader terminal facilitates communication between the mobile terminal and the card-reader terminal. The EMV-proxy module lets the mobile terminal function in essentially the same way as a regular EMV chip card with respect to the card-reader terminal. The card-reader terminal may then conduct EMV transactions on behalf of the mobile terminal without requiring new software and/or hardware at the EMV issuer. EMV data is stored in the mobile terminal in the form of secure dynamic data objects. This Abstract is submitted with the understanding that it will not be used to interpret or limit the scope or meaning of the claims. 37 CFR 1.72(b).
A method of conducting an electronic transaction between a mobile terminal and a remote party using a point of sale terminal, comprising:
A point of sale terminal configured to conduct an electronic transaction between a mobile terminal and a remote party, said point of sale terminal comprising:
Dependencies are inferred from the claim text.