Interactive online spending analysis tool
AssigneeMastercard International Incorporated
InventorsPatricia Preston, Janet L. Bernacki
Life of this patent
Estimating the term…
Abstract
Embodiments of the present invention are directed to interactively displaying account activity. An analysis of financial transactions associated with a financial unit can be performed by a spending analysis tool, which can display the analysis via a website. The analysis can include, for example, a spending analysis and a budget analysis. The financial transactions are associated with merchants. At least one of the financial transactions is associated with first merchant, a first merchant category, and a member of the financial unit. The spending analysis tool changes the merchant category associated with the at least one of the financial transactions to another merchant category based on a selection of a user.
Claims17
A method for interactively displaying account activity comprising:
- displaying, via a website, a history of past financial transactions associated with an account for a financial unit by a spending analysis tool implemented using at least one computing device, the past financial transactions being associated with merchants, a first one of the past financial transactions being associated with a first merchant, a first merchant category, and a first member of the financial unit;
- and
- changing the first member associated with the first one of the past financial transactions to a second member of the financial unit so that the first one of the financial transactions performed by the first member is attributed to the second member of the financial unit in the history.
A computer-readable medium comprising instructions, wherein execution of the instructions by at least one computing device facilitates interactively displaying account activity by:
- displaying, via a website, a history of past financial transactions associated with an account for a financial unit by a spending analysis tool implemented using at least one computing device, the past financial transactions being associated with merchants, a first one of the past financial transactions being associated with a first merchant, a first merchant category, and a first member of the financial unit;
- and
- changing the first member associated with the first one of the past financial transactions to a second member of the financial unit so that the first one of the financial transactions performed by the first member is attributed to the second member of the financial unit in the history.
A system for interactively displaying account activity comprising:
- one or more graphical user interfaces generated by one or more computing devices for displaying, via a website, a history of past financial transactions associated with an account for a financial unit, the past financial transactions being associated with merchants, a first one of the past financial transactions being associated with a first merchant, a first merchant category, and a first member of the financial unit;
- and
- a mapping unit configured to change the first member associated with the second one of the financial transactions to a second member of the financial unit so that the second one of the financial transactions performed by the first member is attributed to the second member of the financial unit in the history,
- wherein the one or more graphical user interfaces display the change to the user.
Dependencies are inferred from the claim text.