Apparatus and method for providing payment service in mobile communication system
AssigneeSamsung Electronics Co., Ltd.
InventorSeon-Mi Kim
Life of this patent
Estimating the term…
Abstract
An apparatus and a method for providing payment service in a mobile communication system. According to the method, when an event for processing a credit payment is detected, a first FACILITY message requesting a credit payment process is created and transmitted to a mobile communication network. Accordingly, a portable terminal can provide a credit payment service even if it does not have a communication module or chip for payment processing.
Claims23
A method for providing payment service at a portable terminal, the method comprising the steps of:
- creating a first FACILITY message requesting a credit payment process, when an event for processing a credit payment occurs;
- and
- transmitting the first created FACILITY message to a mobile communication network;
- wherein the first FACILITY message comprises Unstructured Supplementary Services Data (USSD).
A method for providing payment service at a mobile communication system, the method comprising the steps of:
- creating a first FACILITY message requesting payment data and transmitting the requested payment data through a mobile communication network to a calling terminal when a credit payment request message is received from the calling terminal;
- and
- receiving a second FACILITY message through the mobile communication network including the requested payment data from the calling terminal;
- wherein the first and second FACILITY messages comprise Unstructured Supplementary Services Data (USSD).
A method for providing payment service at a mobile communication system, the method comprising the steps of:
- receiving a first FACILITY message requesting confirmation of credit payment processing;
- and
- creating a second FACILITY message representing whether to agree with the credit payment processing to transmit the same to a mobile communication network;
- wherein the first and second FACILITY messages comprise Unstructured Supplementary Service Data (USSD).
An apparatus for providing payment service at a portable terminal, the apparatus comprising:
- a credit payment processing unit for creating a FACILITY message corresponding to an occurring credit payment processing event and analyzing a received FACILITY message when the credit payment processing event occurs;
- and
- a communication module for transmitting the created FACILITY message through a mobile communication network to a credit payment network and receiving the FACILITY message through the mobile communication network from the credit payment network to output the FACILITY messages to the credit payment processing unit;
- wherein the FACILITY messages comprise Unstructured Supplementary Service Data (USSD).
Dependencies are inferred from the claim text.