Method and system for real time margin calculation
AssigneeUBS Financial Services, Inc.
InventorsCarla Noriega, Elizabeth L Pedersen, David Christensen, Mark Lipschutz, Andre Kupelian, Keyur Patel, Takshing Andy Chow, Olga Konratev, Ellen Brill, Angelo Diamantidis
Life of this patent
Estimating the term…
Abstract
Methods and systems for real time margin management are provided. A margin inquiry request from a user is processed in real time. Such a margin inquiry request may include a real time on-demand margin inquiry. In addition, a margin inquiry request may also correspond to a hypothetical margin inquiry.
Claims14
A computer readable non-transitory medium containing a set of computer readable instructions that when executed on a computing device performs the steps of:
- receiving through an electronic user interface a first margin inquiry request, the first margin inquiry request comprising margin inquiry parameters used to calculate first margin information relating to at least one financial account;
- calculating the first margin information for the at least one financial account based on at least the margin inquiry parameters of the first margin inquiry request;
- detecting a violation of a margin requirement in the at least one financial account from the first margin information;
- presenting the first margin information, including information corresponding to the detected violation, through the electronic user interface;
- receiving through the electronic user interface a second margin inquiry request, the second margin inquiry request comprising parameters defining a proposed transaction to cure the violation detected in the at least one financial account;
- calculating second margin information based on at least the parameters of the second margin inquiry request;
- and
- presenting the second margin information through the electronic user interface relating to the proposed transaction for curing the violation.
A computer-implemented system for managing margin accounts comprising:
- a computing device, the computing device having one or more processors, the one or more processors configured to:
- receive through an electronic user interface a first margin inquiry request, the first margin inquiry request comprising margin inquiry parameters used to calculate first margin information relating to at least one financial account;
- calculate the first margin information for the at least one financial account based on at least the margin inquiry parameters of the first margin inquiry request
- detect a violation of a margin requirement in the at least one financial account from the first margin information;
- present the first margin information, including information corresponding to the detected violation, through the electronic user interface;
- receive through the electronic user interface a second margin inquiry request, the second margin inquiry request comprising parameters defining a proposed transaction to cure the violation detected in the at least one financial account;
- calculate second margin information based on at least the parameters of the second margin inquiry request;
- and
- present the second margin information through the electronic user interface relating to the proposed transaction for curing the violation.
Dependencies are inferred from the claim text.