US 7,922,076 B2Granted

Banking apparatus operated responsive to data bearing records

AssigneeDiebold Self-Service Systems

InventorsMike R. Ryan, William D. Beskitt, Damon J. Blackford, Thomas A. VanKirk, David A. Peters

Life of this patent

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Abstract

An automated banking machine controlled responsive to data bearing records includes a card reader that is operative to read data from user cards including identifying data and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.

Claims20

Dependent claims

A banking system apparatus that is operative responsive to data bearing records, comprising:

a card reader, wherein the card reader is operative to read data included on user cards;
an automated banking machine including:
a housing;
at least one input device, wherein the at least one input device is operative to receive inputs from machine users, wherein the at least one input device includes the card reader;
at least one output device, wherein the at least one output device includes a visual display;
a cash dispenser;
a deposit accepting device,
wherein the deposit accepting device includes a plurality of sheet sensors, wherein each of the plurality of sheet sensors is operative to sense a sheet adjacent thereto during processing of a deposited sheet through operation of the deposit accepting device;
at least one processor in operative connection with the at least one input device, the at least one output device, the cash dispenser, and the deposit accepting device,
wherein the machine operates to carry out transactions for authorized users responsive at least in part to data read from user cards,
wherein the display outputs a visual representation of the deposit accepting device and each of the plurality of sheet sensors,
wherein the visual representation includes a visual indication of times during processing of the sheet when respective sheet sensors sense the sheet adjacent thereto.

9 more elements

A banking system apparatus comprising:

an automated transaction machine including:
at least one input device,
wherein the at least one input device is operative to receive inputs from machine users,
wherein the at least one input device includes at least one reader,
wherein the at least one reader is operative to read identifying data provided by machine users,
at least one output device,
wherein the at least one output device includes a display,
a sheet accepting device,
wherein the sheet accepting device includes a plurality of sheet sensors,
wherein each of the plurality of sheet sensors is operative to sense a sheet adjacent thereto in a plurality of respective different disposed locations in the deposit accepting device,
at least one computer,
wherein the at least one computer is in operative connection with the at least one input device, the at least one output device, and the sheet accepting device,
wherein the at least one computer is programmed to allow a machine user to carry out a transaction responsive at least in part to identifying data read by the at least one reader,
wherein the at least one computer is programmed to cause the display to provide at least one visual representation of the deposit accepting device, wherein the at least one visual representation includes at least one visual representation of the plurality of sheet sensors,
wherein during movement of a sheet through operation of the sheet accepting device, the display is operable to indicate in the at least one visual representation of the plurality of sheet sensors, different conditions of a respective sheet sensor by changes in color in the at least one visual representation of the respective sheet sensor.

12 more elements

Dependencies are inferred from the claim text.

Facts

Application: 12/291,675Filed 12 Nov 2008 · continuation in part
Priority: 27 Jul 2006
Published: US 2009/0145960 A111 Jun 2009
Granted: 12 Apr 2011
Term ends: Not estimatedThe source records don’t support an estimate.

Classification7 codes

G07F 19/207
Automatic teller machines [ATMs]: surveillance aspects at ATMs
G06Q 20/042
Payment circuits: characterized in that the payment protocol involves at least one cheque
G06Q 20/1085
Remote banking, e.g. home banking: involving automatic teller machines [ATMs]
G06Q 20/40
Payment protocols; Details thereof: authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and…

Family

Application60/833,554Us provisional application · filed 27 Jul 2006
Application60/858,023Us provisional application · filed 10 Nov 2006
Application11/881,044Parent of this continuation-in-part · filed 25 Jul 2007
Application11/983,410Parent of this continuation-in-part · filed 8 Nov 2007
Application61/002,911Us provisional application · filed 13 Nov 2007
Application61/002,818Us provisional application · filed 13 Nov 2007
US 2009/0145960 A1Pre-grant publication · published 11 Jun 2009
US 2008/0023539 A1Published application
US 2008/0128491 A1Published application
US 2011/0024494 A9Published application
US 8,061,591 B2Related patent
US 7,922,076 B2This patent

From the US filing history. Foreign family members aren’t listed.