US 7,890,371 B2Granted

Method for processing transaction information

AssigneeTrade-Van Information Services Co.

InventorYuan-Ning Chao

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Abstract

A method for processing transaction information is provided according to the present invention. The method enables business vender to provide consumers with paperless transaction information, e.g. invoice information, via a route mainframe and a electronic data interchange platform. The method includes providing a mobile electronic device and establishing an information service platform to connect the electronic data interchange platform, for providing the consumers a means for payment of bills; when the cash register of the business vender receives a request of the payment of bills by using the mobile electronic device, having the card reader to access balance of the electronic purse of the mobile electronic device; judging whether the balance of the electronic purse is enough for the payment of bills, if not, prohibiting the mobile electronic device from proceeding to the payment of bills, and terminating the transaction information process; if yes, then having the mobile electronic device proceed to the payment of bills and allowing the cash register to transmit, via the route mainframe and the electronic data interchange platform, transaction information received to the information service platform for saving; and transmitting at least a part of the transaction information to the mobile electronic device by the information service platform.

Claims13

Dependent claims

A method for processing invoice information, which is capable of enabling business venders to provide consumers with paperless invoice information, in a manner that, via a route mainframe and an electronic data interchange platform, the invoice information received by a cash register connected with a card reader at the business vender's side is transmitted out to the consumers;

the method for processing invoice information comprising the steps of:
providing a mobile electronic device and establishing an information service platform to connect the electronic data interchange platform, wherein the mobile electronic device is a Subscriber Identity Module (SIM) card with built-in Radio Frequency Identification (RFID) and electronic purse for providing the consumers with a means for payment of bills, and the information service platform is configured for saving invoice information sent from the cash register at the business vender's side via the route mainframe and the electronic data interchange platform, and for establishing a message transmission channel with the mobile electronic device via a wireless transmission processing apparatus;
having the card reader connected with the cash register access the electronic purse of the electronic mobile device to obtain a balance thereof, when the cash register at the business vender's side receives a request of the payment of bills by using the mobile electronic device;
judging whether the balance of the electronic purse is enough for the payment of bills;
if no, prohibiting the mobile electronic device from proceeding to the payment of bills and terminating the processing of the invoice information;
if yes, allowing the mobile electronic device to proceed with the payment of bills in terms of the balance of the electronic purse, and then having the cash register transmit the invoice information, via the route mainframe and the electronic data interchange platform, to the information service platform for saving, followed by allowing the information service platform to transmit the invoice information to the mobile electronic device via the wireless transmission processing apparatus;
and
terminating the processing of the invoice information.

5 more elements

A method for processing invoice information, which is capable of enabling business venders to provide consumers with paperless invoice information, in a manner that, via a route mainframe and an electronic data interchange platform, the invoice information received by a cash register connecting a card reader at the business vender's side is transmitted out to the consumers;

the method for processing invoice information comprising the steps of:
providing a memory card and establishing an information service platform to connect the electronic data interchange platform, wherein the memory card has a contactless Radio Frequency Identification (RFID) and an electronic purse for providing the consumers with a means for payment of bills, and the information service platform is for saving the invoice information sent from the cash register at the business vender's side via the route mainframe and the electronic data interchange platform;
having the card reader connected with the cash register access the electronic purse of the memory card to obtain a balance thereof, when the cash register receives a request of payment of bills by using the mobile electronic device;
and
judging whether the balance of the electronic purse is enough for the payment of bills;
if no, prohibiting the memory card from proceeding to the payment of bills, and terminating the processing of the invoice information;
if yes, allowing the memory card to proceed to the payment of bills in terms of the balance of the electronic purse, and then having the cash register transmit the invoice information, via the route mainframe and the electronic data interchange platform, to the information service platform for saving, followed by allowing the cash register to transmit the invoice information to the memory card for saving;
and terminating the processing of the invoice information.

5 more elements

Dependencies are inferred from the claim text.

Facts

Application: 12/128,365Filed 28 May 2008
Priority: TW 96118915 A28 May 2007
Published: US 2008/0306828 A111 Dec 2008
Granted: 15 Feb 2011
Term ends: Not estimatedThe source records don’t support an estimate.

Classification13 codes

G06Q 20/20
Payment architectures: point-of-sale [POS] network systems
G06Q 20/105
Specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems: involving programming of a portable…
G06Q 20/204
Point-of-sale [POS] network systems: comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
G06Q 20/32
Characterised by the use of specific devices or networks: using wireless devices