Health services delivery system with incentives

A method of administering healthcare service, said method comprising:

• providing a computerized assembly comprising a computer processor with a database and associated memory to implement a healthcare program to provide healthcare services to individual healthcare subscribers, said computerized assembly further comprising input and output means for communicating with one or more healthcare providers, said one or more healthcare providers interacting personally with said individual healthcare program subscriber to provide healthcare services to each said individual healthcare program subscriber, wherein each said individual healthcare program subscriber has his or her own individual personal health characteristics,
• receiving from and providing to said one or more healthcare providers via said input and output means data pertaining to said individual personal health characteristics pertaining to a said individual healthcare program subscriber,
• storing in a database a plurality of healthcare profiles for categorizing a said individual healthcare subscriber based upon said individual healthcare subscriber's individual health characteristics, and one or more treatment regimens established based upon said one or more healthcare profiles, said one or more treatment regimens comprising a sequence of activities which has been individualized to said individual healthcare system subscriber based on said individual healthcare program subscriber's individual personal health characteristics and to be performed by a said individual healthcare program subscriber,
• storing in a database one or more of said healthcare profiles selected from said plurality of healthcare profiles, said stored one or more healthcare profiles being assigned to a said individual healthcare program subscriber based on said individual healthcare program subscriber's individual personalized health characteristics,
• storing in a database one or more of said treatment regimens corresponding to said healthcare profile that is assigned to a said individual healthcare program subscriber,
• receiving from said healthcare providers compliance monitoring data pertaining to said individual healthcare program subscriber's performance of said sequence of activities comprising said treatment regimen as said healthcare program subscriber performs said activities, to determine whether said individual healthcare program subscriber is complying with said treatment regimen,
• implementing via one or more software applications stored in said associated memory of said computerized assembly a preventative care and healthcare cost reduction incentive system based on use of said stored compliance monitoring data to determine compliance or non-compliance by each said individual healthcare program subscriber with said individual healthcare program subscriber's assigned treatment regimen, assigning credits and penalties to each said individual healthcare program subscribers based on the degree of compliance or non-compliance by a said individual healthcare program subscriber with said treatment regimen assigned to said individual healthcare program subscriber, and issuing awards, based on a collective consideration of said credits and penalties, to those of said individual healthcare program subscribers having an excess of credits over penalties, wherein said credits are assigned to those of said individual subscribers evidencing compliance with the assigned treatment regimen, and wherein said penalties are assigned to those of said individual healthcare program subscribers evidencing non-compliance with the assigned treatment regimen.

A healthcare system providing financial incentives for preventative care, thereby reducing the long-term costs of healthcare, comprising:

• a computerized assembly comprising a computer processor and associated memory, said computerized assembly further comprising input and output means for communicating with one or more healthcare providers, said healthcare providers interacting personally with one or more individual healthcare program subscribers to provide healthcare services to said individual healthcare program subscribers, wherein each said individual healthcare program subscriber has his or her own individual personal health characteristics, and wherein said input and output means are used to receive from and provide to said one or more healthcare providers data pertaining to said individual personal health characteristics of said individual healthcare program subscribers,
• one or more databases storing said individual personal health characteristics data of each of said individual healthcare program subscribers, one or more predetermined healthcare profiles and one or more preventative care treatment regimens corresponding to one or more of said one or more predetermined healthcare profiles, said one or more treatment regimens being assigned to a said individual healthcare program subscriber based upon categorization of said individual healthcare system subscriber's individual personal health characteristics, said one or more treatment regimens being administered by said one or more healthcare providers and comprising a sequence of activities to be performed by said individual healthcare program subscriber, said sequence of activities being designed to prevent or minimize a future medical condition of said individual healthcare program subscriber and data pertaining to said healthcare program subscribers' adherence to said one or more treatment regimens, said data being received from said one or more healthcare providers as said healthcare program subscriber performs said sequence of activities comprising said treatment regimen,
• said healthcare system further comprising one or more software applications stored in said associated memory of said computerized assembly and run by said computer processor for categorizing each said individual healthcare program subscriber into one or more of said predetermined healthcare profiles based on said individual healthcare system subscriber's personal health characteristics data, for establishing and assigning to each said individual healthcare program subscriber one or more of said treatment regimens corresponding to one or more of said predetermined healthcare profiles which correspond to said individual healthcare program subscriber's personal health characteristics data, and for receiving data pertaining to said individual healthcare program subscriber's performance of said sequence of activities comprising said treatment regimen,
• said healthcare system including an incentive system comprising one or more software applications stored in said associated memory of said computerized assembly and run by said computer processor for assigning credits and penalties to each said individual healthcare program subscribers dependent on said individual healthcare program subscriber's degree of compliance or non-compliance with a designated one of said treatment regimens and for issuance of an award for compliance with a designated one of said treatment regimens, said compliance being determined based on retrieval and review of said data received and stored in a said database regarding said individual healthcare program subscriber's performance of acts prescribed by said treatment regimen, by consideration of credits and penalties issued to said individual healthcare program subscriber when said data recorded in said database regarding said individual healthcare program subscriber's performance of acts prescribed by said treatment regimen indicates compliance with said treatment regimen, and issuance of penalties to said individual healthcare program subscriber when said data indicates noncompliance with said treatment regimen.