US 7,849,501 B2 · Methods and systems for using data processing systems in order to authenticate parties

Abstract

Methods and systems perform authentication based at least in part of the context of the transaction. In one embodiment, the context can be determined and trigger different rules with regard to access to the information or ability to immediately execute the transaction. In another embodiment, a method can include registering a device as a trusted device. The device can include a biometric input module. Biometric data can be used to authenticate a user, and the user may be requested to resubmit biometric data during the same session. In a further embodiment, a hacker may obtain unauthorized access to a victim's account information. The hacker may not be authenticated because he would not have access to a currently valid credential.

Claims16

Dependent claims

A method, comprising:

determining, at a computer comprising a processor, a context of a transaction between a provider of a product and a requestor of the product, wherein determining the context of the transaction comprises determining that the provider has not been previously registered and determining that the requestor is at a location associated with the provider;
receiving a user identifier, a password, and biometric data from the requestor at the computer via a mobile biometrically-enabled device;
determining a plurality of rules to be used to authenticate the provider and the requestor based at least in part on the context of the transaction;
authenticating the provider, the requestor, or any combination thereof based at least in part on the plurality of rules;
and
issuing a one-time credential to the requestor at least partly in response to receiving the biometric data from the requestor.

3 more elements

A data processing system including a non-transitory computer readable medium having data embodied therein, the data comprising instructions executable by a processor to:

an instruction to determine a context of a transaction between a provider of a product and a requestor of the product, wherein determining the context of the transaction comprises determining that the provider has not been previously registered and determining that the requestor is at a location associated with the provider;
receive a user identifier, a password, and biometric data from the requestor via a mobile biometrically-enabled device;
determine a plurality of rules to be used to authenticate the provider and the requestor based at least in part on the context of the transaction;
authenticate the provider and the requestor based at least in part on the plurality of rules;
and
issue a one-time credential to the requestor at least partly in response to receiving the biometric data from the requestor.

3 more elements

Dependencies are inferred from the claim text.

Methods and systems for using data processing systems in order to authenticate parties

Life of this patent

Methods and systems for using data processing systems in order to authenticate parties

Life of this patent

Abstract

Claims16