Method and system for classifying documents
AssigneeHartford Fire Insurance Company
InventorMartin E. Ellingsworth
Life of this patent
Estimating the term…
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AssigneeHartford Fire Insurance Company
InventorMartin E. Ellingsworth
Estimating the term…
The invention provides a method and system for classifying insurance files for identification, sorting and efficient collection of subrogation claims. The invention determines whether an insurance claim has merit to warrant claim recovery efforts utilizing software code for partially describing a set of documents having unstructured and structured file data containing terms and phrases having contextual bases, code for transforming the terms and phrases, code for iterating a classification process to determine rules that best classify the set of documents based upon context, code for incorporating the rules into an induction and knowledge representation, thesauri taxonomies and text summarization to classify subrogation claims; code for calculating a base score and a concept vector to identify the selected claims that demonstrate a given probability of subrogation recovery.
A computer-implemented method for determining whether a claim has merit to warrant claim recovery, the method comprising:
A computer-implemented method for determining whether a claim has merit to warrant claim recovery, the method comprising:
A computer program product embodied in a computer readable medium for determining whether an insurance claims has merit to warrant claim recovery comprising:
A computer system for determining whether a claim has merit to warrant claim recovery comprising:
A computer process for sorting files into one or more categories comprising:
A computer system for determining whether a claim has merit to warrant claim recovery comprising:
A computer process for determining whether a claim has merit to warrant recovery comprising:
Dependencies are inferred from the claim text.
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Indexing; Data structures therefor; Storage structures: selection or weighting of terms for indexing
Clustering; Classification: into predefined classes
Computing and data processing
About 1 year 4 months of term left · ends 4 Mar 2028 (estimated)
1. Field of the Invention
This application is related to the field of data mining and text mining.
2. Description of the Prior Art
The invention is best understood from the following detailed description when read in connection with the accompanying drawing. The various features of the drawings are not specified exhaustively. On the contrary, the various features may be arbitrarily expanded or reduced for clarity. Included in the drawing are the following figures:
FIG. 1 is a block diagram illustrating a system for identifying and classifying documents that contain a class of information expressed in non-equivalent ways according to an embodiment of the invention;
FIG. 2a is a block diagram and a flow chart of a method of operation of one embodiment of the invention;
In the figures to be discussed, the circuits and associated blocks and arrows represent functions of the process according to the present invention, which may be implemented as electrical circuits and associated wires or data busses, which transport electrical signals. Alternatively, one or more associated arrows may represent communication (e.g., data flow) between software routines, particularly when the present method or apparatus of the present invention is embodied in a digital process.
The invention herein is used when the information contained in a document needs to be processed by applications, as opposed to where the content only needs to be presented to humans. The apparatus, method and system herein is used to represent the meaning of terms in vocabularies and the relationships between those terms. FIG. 1 illustrates an exemplary embodiment of a computing system 100 that may be used for implementing an embodiment of the present invention. Other computing systems may also be used. System 100 identifies, classifies and generates a score representing the probability for collecting a claim, whether financial, legal, fraud or insurance claim by: (a) analyzing representative files for associated concepts, phrases and terms; (b) creating a lexicon of associated concepts, phrases and terms; (c) collecting information from files having associated file phrases and terms; (d) identifying file phrases and terms present in the lexicon; (e) determining the pursuit potential and/or the cost of collection against the score derived from the accumulation of terms and phrases present in a file; and (f) automatically routing a file for pursuit of collection.
In general, system 100 includes a network, such as a local area network (LAN) of terminals or workstations, database file servers, input devices (such as keyboards and document scanners) and output devices configured by software (processor executable code), hardware, firmware, and/or combinations thereof, for accumulating, processing, administering and analyzing the potential for collecting an insurance claim in an automated workflow environment. The system provides for off-line and/or on-line identification, classification and generation of a score of the potential for collecting a claim. This advantageously results in an increase income to the owner of the claim and reduction in financial losses.