Multicurrency exchanges between participants of a network-based transaction facility

A method for facilitating online multi-currency payment transactions between participants of a network-based transaction facility, the method comprising:

• communicating to a recipient via a communications network information identifying a payment in a sender-selected currency and conversion data pertaining to a payment amount in the sender-selected currency;
• receiving from the recipient via the communications network data indicating a recipient decision with respect to an acceptance of the payment in the sender-selected currency;
• and
• notifying the sender via the communications network of the recipient decision.

An apparatus comprising:

• a transaction information receiver to communicate to a sender via a communications network a user interface that facilitates sender input with respect to a desired currency in which a payment is to be made, and to receive data identifying a sender-selected currency from the sender via the communications network;
• a sender funds analyzer to communicate to the sender via the communications network information identifying a current exchange rate for conversion between the sender-selected currency and a sender primary currency;
• and
• a recipient communicator to communicate a user interface to the recipient to inform the recipient via the communications network about the payment in the sender-selected currency if receiving a confirmation of the payment in the sender-selected currency from the sender, the user interface to enable a receipt of a selection from the recipient, the selection from the recipient is selected from a group consisting of an acceptance of the payment in the sender-selected currency and a denial of the payment in the sender-selected currency.

An apparatus comprising:

• a transaction information receiver to communicate to a recipient via a communications network information identifying a payment in a sender-selected currency and conversion data pertaining to a payment amount in the sender-selected currency;
• a recipient decision determinator to receive from the recipient via the communications network data indicating a recipient decision with respect to an acceptance of the payment in the sender-selected currency;
• and
• a sender notifier to notify the sender via the communications network of the recipient decision.

A system for facilitating online multicurrency payment transactions between participants in a network-based transaction facility, the system comprising:

• the network-based transaction facility to implement a transaction system that facilitates business transactions between a sender and a recipient;
• a client, coupled to the network-based transaction facility, to present user interface information that facilitates sender input with respect to a desired currency in which a payment is to be made;
• and
• an online payment service, coupled to the network-based transaction facility and the client via the communications network, to receive data identifying a sender-selected currency, to send information identifying a current exchange rate for conversion between the sender-selected currency and a sender primary currency to the client, and to communicate a user interface to the recipient to inform the recipient via the communications network about the payment in the sender-selected currency if receiving a confirmation of the payment in the sender-selected currency from the sender, the user interface to enable a receipt of a selection from the recipient, the selection from the recipient is selected from a group consisting of an acceptance of the payment in the sender-selected currency and a denial of payment in the sender-selected currency.

A system for facilitating online multicurrency payment transactions between participants in a network-based transaction facility, the system comprising:

• the network-based transaction facility to implement a transaction system that facilitates business transactions between a sender and a recipient;
• a client, coupled to the network-based transaction facility, to present information identifying a payment in a sender-selected currency and conversion data pertaining to a payment amount in the sender-selected currency;
• and
• an online payment service, coupled to the network-based transaction facility and the client via the communications network, to receive from the client data indicating a recipient decision with respect to an acceptance of the payment in the sender-selected currency, and to notify the sender via the communications network of the recipient decision.

A computer readable medium comprising instructions, which when executed on a processor, cause the processor to perform a method comprising:

• communicating to a sender via a communications network a user interface that facilitates sender input with respect to a desired currency in which a payment is to be made;
• receiving data identifying a sender-selected currency from the sender via the communications network;
• communicating to the sender via the communications network information identifying a current exchange rate for conversion between the sender-selected currency and a sender primary currency;
• and
• informing a recipient via the communications network about the payment in the sender-selected currency if receiving a confirmation of the payment in the sender-selected currency from the sender, the informing the recipient via the communications network including communicating a user interface to the recipient, the user interface enabling a receiving of a selection from the recipient, the selection from the recipient is selected from a group consisting of an acceptance of the payment in the sender-selected currency and a denial of payment in the sender-selected currency.

A computer readable medium comprising instructions, which when executed on a processor, cause the processor to perform a method comprising:

• communicating to a recipient via a communications network information identifying a payment in a sender-selected currency and conversion data pertaining to a payment amount in the sender-selected currency;
• receiving from the recipient via the communications network data indicating a recipient decision with respect to an acceptance of the payment in the sender-selected currency;
• and
• notifying the sender via the communications network of the recipient decision.