System and method for matching loan consumers and lenders
AssigneeHorizon Digital Finance, LLC
InventorsDale Lowell Peterson, Gregory Todd Thibodeau, John South
Life of this patent
Estimating the term…
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AssigneeHorizon Digital Finance, LLC
InventorsDale Lowell Peterson, Gregory Todd Thibodeau, John South
Estimating the term…
A system and method for matching a loan consumer with lenders via the Internet includes receiving loan consumer application information. The application information is stored in a database. A filter is applied to the information to determine if the loan consumer meets a set of loan criteria. A subset of the information is submitted to a credit bureau. A credit report is generated based on the subset of information. A lender database is searched to match the customer information and credit report to ranked lenders. A query is transmitted to one of the lenders. A response is generated and received based on the query. Subsequent query and response steps are repeated only after receipt of the previous response, until all lenders have been queried. Only lenders who responded with an approval are presented for review by the customer.
A a method of matching a loan consumer with Lenders via the Internet comprising:
Dependencies are inferred from the claim text.