# US 7,610,215 B1 · Mode switching to provide security for cash handling device

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- Number: US 7,610,215 B1
- Document ID: US7610215B1
- Status: Granted
- Kind: B1
- Application number: 12/183,901
- Filed: 2008-07-31
- Granted: 2009-10-27
- Earliest claimed: 2008-07-31
- Assignees: Bank of America Corporation
- Inventors: Amy Baker Folk; William Thomas Sanders; Daniel Christopher Bohen
- Web page: https://patentgrep.com/patent/US7610215B1

## CPC

- G06Q 20/045: {using payment protocols involving tickets}
- G06Q 20/20: Point-of-sale [POS] network systems
- G07F 7/04: by paper currency
- G07F 17/3241: {Security aspects of a gaming system, e.g. detecting cheating, device integrity, surveillance (computer security G06F21/00)}
- G07F 19/202: {Depositing operations within ATMs (depositing in general G07D11/00)}
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G07F: COIN-FREED OR LIKE APPARATUS (coin sorting G07D3/00; coin testing G07D5/00; {handling coins or paper currencies apart from payment activated apparatus G07D; payment architectures, schemes or protocols G06Q20/00})

## Abstract

Methods and devices provide mode switching in order to secure cash handling devices. A cash handling device allows a first selection to be input in order to request an exchange transaction. Currency may be inserted into the cash handling device. A display may prompt a user to identify one or more requested denominations of currency. A user may then identify one or more of the requested denominations for the exchange transaction. Elapsed time may be counted after prompting the user to identify denominations. If the elapsed time exceeds a timeout threshold, the transaction may be switched from an exchange transaction to a deposit transaction and the inserted currency may be credited as a deposit into an account. Otherwise, the exchange transaction may proceed and the currency may be provided in the requested denomination.

## Claims

### Claim 1

A method comprising:
allowing a first selection on a cash handling device in order to request an exchange transaction;
allowing currency to be inserted into the cash handling device;
allowing a second selection on the cash handling device to indicate at least one denomination; and
switching the exchange transaction to a deposit transaction if said at least one denomination is not selected within a period of time.

### Claim 2 (depends on 1)

The method of claim 1 further comprising the step of allowing the exchange transaction to proceed if said at least one denomination is selected within the pre-determined period of time.

### Claim 3 (depends on 2)

The method of claim 2 further comprising the step of providing the currency in said at least one denomination if said at least one denomination is selected within the pre-determined period of time.

### Claim 4 (depends on 3)

The method of claim 3 wherein the cash handling device is a cash recycler.

### Claim 5 (depends on 4)

The method of claim 4 wherein the steps of the method are implemented as computer-executable instructions stored on a computer-readable medium.

### Claim 6 (depends on 2)

The method of claim 2 wherein the cash handling device is a cash recycler.

### Claim 7 (depends on 6)

The method of claim 6 wherein the steps of the method are implemented as computer-executable instructions stored on a computer-readable medium.

### Claim 8 (depends on 1)

The method of claim 1 further comprising the step of crediting the inserted currency as a deposit into an account if said at least one denomination is not selected within a pre-determined period of time.

### Claim 9 (depends on 8)

The method of claim 8 wherein the cash handling device is a cash recycler.

### Claim 10 (depends on 9)

The method of claim 9 wherein the steps of the method are implemented as computer-executable instructions stored on a computer-readable medium.

### Claim 11

A method comprising:
allowing a first selection on a cash handling device requesting an exchange transaction;
allowing currency to be inserted into the cash handling device;
displaying a prompt on the cash handling device to inquire about at least one desired denomination;
allowing a second selection on the cash handling device to indicate said at least one denomination;
counting elapsed time after displaying the prompt on the cash handling device;
switching the exchange transaction to a deposit transaction if the elapsed time exceeds a timeout threshold;
allowing the exchange transaction to proceed if the elapsed time is less than the timeout threshold;
crediting the inserted currency as a deposit into an account if the elapsed time exceeds the timeout threshold; and
providing the currency in said at least one denomination if the elapsed time is less than the timeout threshold.

### Claim 12 (depends on 11)

The method of claim 11 wherein the cash handling device is a cash recycler.

### Claim 13 (depends on 12)

The method of claim 12 wherein the steps of the method are implemented as computer-executable instructions stored on a computer-readable medium.

### Claim 14

An apparatus comprising:
a processor for executing computer-executable instructions;
memory that stores the computer-executable instructions;
a display;
an input means for receiving user input;
wherein the computer executable instructions cause the apparatus to:
allow a first selection in the input means in order to request an exchange transaction;
allow currency to be inserted into the apparatus;
displaying on the display a prompt to inquire about at least one desired denomination;
allow a second selection in the input means to indicate said at least one denomination;
count elapsed time after displaying the prompt on the display;
switch the exchange transaction to a deposit transaction if the elapsed time exceeds a timeout threshold stored;
allow the exchange transaction to proceed if the elapsed time is less than the timeout threshold;
credit the inserted currency as a deposit into an account if the elapsed time exceeds the timeout threshold; and
provide the currency in said at least one denomination if the elapsed time is less than the timeout threshold.

### Claim 15 (depends on 14)

The apparatus of claim 14 wherein the processor, the memory, the display, and the input means are included within a cash handling device.

### Claim 16 (depends on 15)

The apparatus of claim 15 wherein the processor, the memory, the display, and the input means are included within a cash recycler.

### Claim 17 (depends on 16)

The apparatus of claim 16 wherein the input means and display include a touch sensitive screen.

### Claim 18 (depends on 16)

The apparatus of claim 16 wherein the input means includes a touch-sensitive screen.

### Claim 19 (depends on 16)

The apparatus of claim 16 wherein the display includes a touch sensitive screen.

### Claim 20 (depends on 16)

The apparatus of claim 16 wherein the input means includes a keypad.

### Claim 21 (depends on 16)

The apparatus of claim 16 wherein the input means includes a keyboard.