# US 7,607,574 B2 · Hybrid transaction card package assembly

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- Number: US 7,607,574 B2
- Document ID: US7607574B2
- Status: Granted
- Kind: B2
- Application number: 11/380,838
- Filed: 2006-04-28
- Published: 2007-11-01
- Granted: 2009-10-27
- Earliest claimed: 2006-04-28
- Assignees: Blackhawk Network, Inc.
- Inventors: Donald Kingsborough; Talbott Roche; Amie Petersen
- Web page: https://patentgrep.com/patent/US7607574B2

## CPC

- G06K 19/0723: {the record carrier comprising an arrangement for non-contact communication, e.g. wireless communication circuits on transponder cards, non-contact smart cards or RFIDs}
- G06K 19/06018: {one-dimensional coding}
- G06K 19/06187: {with magnetically detectable marking}
- G06K 19/07: with integrated circuit chips
- G06Q 20/042: {characterized in that the payment protocol involves at least one cheque}
- G06Q 20/363: {with the personal data of a user}
- G06Q 40/03: Credit; Loans; Processing thereof
- G07F 7/0866: {by active credit-cards adapted therefor (G07F7/1008 takes precedence)}
- G06K: GRAPHICAL DATA READING (image or video recognition or understanding G06V); PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G07F: COIN-FREED OR LIKE APPARATUS (coin sorting G07D3/00; coin testing G07D5/00; {handling coins or paper currencies apart from payment activated apparatus G07D; payment architectures, schemes or protocols G06Q20/00})

## Abstract

A transaction card package assembly comprising a transaction card and a card holder, wherein the package assembly further comprises at least three unique identifiers thereon such that the transaction card may be activated at a point of sale by either a one-step or two-step activation process.

## Claims

### Claim 1

A transaction card package assembly comprising a transaction card and a card holder, wherein the package assembly further comprises at least three unique identifiers thereon such that the transaction card may be activated at a point of sale by both one-step or two-step activation process processes, and wherein the three unique identifiers each comprise a different one of a vendor product identification code, an issuer account code, and a combination vendor product identification and issuer account code.

### Claim 2 (depends on 1)

The package assembly of claim 1 comprising the three unique identifiers encoded within bar codes, magnetic stripes, electronic tags, radio frequency identification tags, microprocessors, microchips, or combinations thereof.

### Claim 3 (depends on 1)

The package assembly of claim 1 comprising the vendor product identification code encoded within a UPC bar code.

### Claim 4 (depends on 3)

The package assembly of claim 3 wherein the UPC bar code comprises an EAN/UCC-12 bar code.

### Claim 5 (depends on 4)

The package assembly of claim 4 wherein the EAN/UCC-12 bar code is on the transaction card.

### Claim 6 (depends on 5)

The package assembly of claim 5 wherein the EAN/UCC-128 bar code is on the transaction card.

### Claim 7 (depends on 4)

The package assembly of claim 4 wherein the EANIUCC-12 bar code is on the card holder.

### Claim 8 (depends on 7)

The package assembly of claim 7 wherein the EAN/UCC-128 bar code is on the card holder.

### Claim 9 (depends on 1)

The package assembly of claim 1 comprising the issuer account code encoded within a magnetic stripe.

### Claim 10 (depends on 9)

The package assembly of claim 9 wherein the magnetic stripe is on the transaction card.

### Claim 11 (depends on 10)

The package assembly of claim 10 wherein the magnetic stripe is on the transaction card.

### Claim 12 (depends on 11)

The package assembly of claim 11 wherein the EAN/UCC-128 bar code is on the transaction card.

### Claim 13 (depends on 10)

The package assembly of claim 10 wherein the EAN/UCC-128 bar code is on the transaction card.

### Claim 14 (depends on 9)

The package assembly of claim 9 wherein the magnetic stripe is on the card holder.

### Claim 15 (depends on 14)

The package assembly of claim 14 wherein the magnetic stripe is on the card holder.

### Claim 16 (depends on 15)

The package assembly of claim 15 wherein the EAN/UCC-128 bar code is on the card holder.

### Claim 17 (depends on 14)

The package assembly of claim 14 wherein the EAN/UCC-128 bar code is on the card holder.

### Claim 18 (depends on 1)

The package assembly of claim 1 comprising the combination vendor product identification and issuer account code encoded within an EANIUCC-128 bar code.

### Claim 19 (depends on 18)

The package assembly of claim 18 wherein the EANIUCC-128 bar code is on the transaction card.

### Claim 20 (depends on 18)

The package assembly of claim 18 wherein the EAN/UCC-128 bar code is on the card holder.

### Claim 21 (depends on 1)

The package assembly of claim 1 wherein the one-step activation process comprises scanning an EAN/UCC-12 bar code.

### Claim 22 (depends on 1)

The package of claim 1 wherein the two-step activation process comprises scanning a UPC bar code and swiping a magnetic stripe.

### Claim 23 (depends on 22)

The package assembly of claim 22 wherein the UPC bard code comprises an EAN/UCC-12 bar code.