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US 7,599,883 B2Granted
Systems, applications and products in data processing for credit check
AssigneeAccenture Global Services Limited
InventorsCaroline Hollis, Gregory D. Raupers
Life of this patent
Estimating the term…
Abstract
A system, application and product in data processing is disclosed for setting up a credit check of a customer. A customer risk category is set. A credit is reviewed based on the risk category. A customer hierarchy is set. A customer credit limit is assigned to the customer based on the reviewed credit and the customer hierarchy.
Claims16
A computer-implemented method for assigning a customer credit limit to a customer, comprising:
- setting a customer risk category and a customer hierarchy for the customer;
- determining, by a computer, a credit horizon for the customer, wherein the credit horizon comprises a specified time period with regard to a delivery date of the item,
- wherein the specified time period that is varied based on the customer risk category;
- receiving a request for delivery of an undelivered item to the customer;
- determining, by a computer, whether the delivery date of the undelivered item is within the credit horizon;
- establishing a credit for the customer when the delivery date of the item is within the credit horizon in accordance with the customer risk category, the customer hierarchy, and open orders for the customer within the credit horizon, and ignoring open orders that are due for delivery to the customer after the credit horizon;
- and
- assigning the customer credit limit to the customer based on the established credit.
5 more elements
A system for a credit check of a customer, comprising:
- a computer system, where the computer system runs instructions to determine:
- a customer risk category and a customer hierarchy for the customer;
- a credit horizon for the customer, wherein the credit horizon comprises a specified time-period that is varied based on the customer risk category;
- a received request for delivery of an undelivered item to the customer;
- wherein if a delivery date of the undelivered item is within the credit horizon, the computer system to further run instructions to establish a credit for the customer in accordance with the customer risk category, the customer hierarchy, and open orders for the customer within the credit horizon, and ignoring open orders that are due for delivery to the customer after the credit horizon;
- and
- a customer credit limit being assigned to the customer based on the established credit.
4 more elements
Dependencies are inferred from the claim text.