System for identifying an individual and managing an account

A method for managing an account for an unidentified individual comprising the steps of:

• receiving a communication from an unidentified individual who is using a device to communicate which transmits an identifier associated with the origin of the communication;
• requesting the unidentified individual to communicate a group of numbers which includes no more than 11 digits consisting of the last four digits of the social security number associated with the unidentified individual, the last two digits of the year of birth associated with the unidentified individual, and the postal zip code associated with the unidentified individual;
• comparing the group of numbers to at least one database including a plurality of personal information associated with a plurality of individuals;
• identifying from the plurality of individuals one identified individual whose plurality of personal information includes the group of numbers associated with the unidentified individual, and
• managing an account for the identified individual in an account database.