Digital computer system and methods for implementing a financial transaction

A method of using an apparatus, the method including:

• storing a value and credit card information in memory;
• creating a value conveyance using the value and the credit card information by a computer associated with the memory;
• associating the value conveyance and the value with a debit instrument number by the computer;
• displaying the value conveyance and at least one link to a product on a first webpage of the computer;
• receiving, over a network, a selection, from a browser displaying the first webpage, of at least one link to a product;
• in response to the selection, encrypting the debit instrument number by the computer, redirecting the browser using the link to a second webpage, and transmitting to the second webpage a URL comprising the encrypted debit instrument number by the computer;
• and
• receiving and storing, by the computer from the second webpage, an update to the value conveyance.

A method of using an apparatus, the method including:

• storing a value and credit card information in memory;
• creating a value conveyance using the value and the credit card information by a computer associated with the memory;
• associating the value conveyance and the value with a debit instrument number by the computer;
• displaying the value conveyance and at least one link to a charitable contribution on a first webpage of the computer;
• receiving, over a network, a selection, from a browser displaying the first webpage, of at least one link to a charitable contribution;
• in response to the selection, encrypting the debit instrument number by the computer, redirecting the browser using the link to a second webpage, and transmitting to the second webpage a URL comprising the encrypted debit instrument number by the computer;
• and
• receiving and storing, by the computer from the second webpage, an update to the value conveyance.

Apparatus including:

• a digital electrical computer;
• a memory storing executable instructions which when executed, causes the digital electrical computer to perform the operations of:
• storing a value and credit card information in memory;
• creating a value conveyance using the value and the credit card information by the computer associated with the memory;
• associating the value conveyance and the value with a debit instrument number by the computer;
• displaying the value conveyance and at least one link to a store on a first webpage of the computer;
• receiving, over a network, a selection, from a browser displaying the first webpage, of at least one link to a store;
• in response to the selection, encrypting the debit instrument number by the computer, redirecting the browser using the link to a second webpage, and transmitting to the second webpage a URL comprising the encrypted debit instrument number by the computer;
• and
• receiving and storing, by the computer from the second webpage, an update to the value conveyance.

Apparatus including:

• a digital electrical computer;
• a memory storing executable instructions which when executed, causes the digital electrical computer to perform the operations of:
• storing a value and credit card information in memory;
• creating a value conveyance using the value and the credit card information by a computer associated with the memory;
• associating the value conveyance and the value with a debit instrument number by the computer;
• displaying the value conveyance and at least one link to a product on a first webpage of the computer;
• receiving, over a network, a selection, from a browser displaying the first webpage, of at least one link to a product;
• in response to the selection, encrypting the debit instrument number by the computer, redirecting the browser using the link to a second webpage, and transmitting to the second webpage a URL comprising the encrypted debit instrument number by the computer;
• and
• receiving and storing, by the computer from the second webpage, an update to the value conveyance.

Apparatus including:

• a digital electrical computer;
• a memory storing executable instructions which when executed, causes the digital electrical computer to perform the operations of:
• storing a value and credit card information in memory;
• creating a value conveyance using the value and the credit card information by a computer associated with the memory;
• associating the value conveyance and the value with a debit instrument number by the computer;
• displaying the value conveyance and at least one link to a charitable contribution on a first webpage of the computer;
• receiving, over a network, a selection, from a browser displaying the first webpage, of at least one link to a charitable contribution;
• in response to the selection, encrypting the debit instrument number by the computer, redirecting the browser using the link to a second webpage, and transmitting to the second webpage a URL comprising the encrypted debit instrument number by the computer;
• and
• receiving and storing, by the computer from the second webpage, an update to the value conveyance.