Transaction system
AssigneeCyota Inc.
InventorsLior Golan, Nira Rivner, Michal Tsur, Avi Rosen, Teddy Flatau, Ben Enosh, Naftali Bennett
Life of this patent
Estimating the term…
Abstract
As part of the present invention, there is provided a financial transaction system having a set of transaction facilitating protocols, each of which may be used either in conjunction with a 3D Secure system, environment or protocol, or on a standalone basis, within a conventional credit card processing system or environment, or with any other association standard which may be used in commerce.
Claims13
A method of registering a card holder to a service during an online card transaction, said method comprising:
- after commencement of an online transaction by a card holder, receiving from a merchant web site a query as to whether the card holder is registered with an authentication service provider, wherein being registered with said authentication service provider requires authentication prior to proceeding with the online transaction;
- determining whether the card holder is registered with said authentication service provider;
- and
- if said card holder is not registered,
- sending a positive response to the merchant web site, thereby indicating that said card holder is registered with said authenticating service provider, and
- commencing registration of said card holder with said authentication service provider.
A system for registering a card holder to a service during an online card transaction, said system comprising a processor to:
- after commencement of an online transaction by a card holder, receive from a merchant web site a query as to whether the card holder is registered with an authentication service provider, wherein being registered with said authentication service provider requires authentication prior to proceeding with the online transaction;
- determine whether the card holder is registered with said authentication service provider;
- and
- if said card holder is not registered,
- send a positive response to the merchant web site, thereby indicating that said card holder is registered with said authentication service provider, and
- commence registration of said card holder with said authentication service provider.
Dependencies are inferred from the claim text.