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US 7,412,420 B2Granted
Systems and methods for enrolling a token in an online authentication program
AssigneeUS Encode Corporation
InventorJohn Holdsworth
Life of this patent
Estimating the term…
Abstract
An online transaction system configured to implement authentication methods that allow for strong multi-factor authentication in online environments. The authentication methods can be combined with strong security methods to further ensure that the authentication process is secure. Further, the strong multi-factor authentication can be implemented with zero adoption dependencies through the implementation of automated enrollment methods.
Claims18
A method for enrolling a token used in an electronic transaction, the method comprising:
- interfacing the token comprising a token identifier with a terminal through a standard input device and automatically installing client software included with the token, comprising:
- checking for existing client software installations;
- installing the client software when no existing client software installations are found;
- and
- when an existing installation is found, checking a serial number of the existing installation to see if it matches a serial number associated with the client software and installing the client software only when the serial number of the existing installation does not match;
- automatically establishing a connection with an enrollment authority;
- automatically checking the enrollment status of the token with the enrollment authority;
- when the status check shows that the token is not enrolled, then generating a personal identifier;
- and
- transmitting an enrollment message comprising the personal identifier to the enrollment authority.
7 more elements
A method for enrolling a token used in an electronic transaction, the method comprising:
- interfacing the token comprising a token identifier with a terminal through a standard input device and automatically installing client software included with the token, comprising:
- checking for existing client software installations;
- installing the client software when no existing client software installations are found;
- and
- when an existing installation is found, checking versions of software modules associated with the current installation to see if they match versions of software modules comprising the client software, and only installing software modules for which the versions do not match;
- automatically establishing a connection with an enrollment authority;
- automatically checking the enrollment status of the token with the enrollment authority;
- when the status check shows that the token is not enrolled, then generating a personal identifier;
- and
- transmitting an enrollment message comprising the personal identifier to the enrollment authority.
7 more elements
Dependencies are inferred from the claim text.