Self-service deposit method and apparatus
AssigneeNCR Corporation
InventorsChao He, Gary Ross
Life of this patent
Estimating the term…
Abstract
A self-service deposit terminal for bank notes, in the deposited notes are subjected to an acceptance procedure in which the deposited notes are passed through a note validator and a decision is made regarding the validity of the notes, so as to differentiate between: a) authentic notes; b) counterfeit notes; and c) suspect notes. Reject notes are then separated from authentic notes and diverted to a purge bin. On route to the purge bin counterfeit notes are marked, so as to render them unusable and suspect notes are marked without rendering them unusable.
Claims18
A method of processing notes at an automated teller machine (ATM), the method comprising the steps of:
- subjecting notes to an acceptance procedure to determine if the notes are genuine;
- separating rejected notes from accepted notes;
- diverting rejected notes along a transport path to a rejection bin;
- transporting the diverted notes along the transport path to the reject bin;
- determining which of the diverted notes are counterfeit notes and which of the diverted notes are suspect notes as the diverted notes are being transported along the transport path to the reject bin;
- marking counterfeit notes with a first type of marking material so as to render the counterfeit notes unusable;
- and
- marking suspect notes with a second type of marking material which is different from the first type of marking material so as to allow the marked suspect notes to be usable again if the marked suspect notes are later proved to be genuine.
A method of processing notes which have been deposited at an automated teller machine (ATM) by an ATM customer, the method comprising the steps of:
- determining if a deposited note is genuine or non-genuine;
- determining if a non-genuine note is a counterfeit note or a suspect note;
- marking counterfeit notes with an indelible ink to render the counterfeit notes to be unusable;
- and
- marking suspect notes with a non-indelible ink to render the suspect notes to be usable again if the marked suspect notes are later proved to be genuine.
A self-service note depositing terminal comprising:
- a note acceptor for receiving deposited notes;
- a note validator for (i) determining if a deposited note is genuine or non-genuine, and (ii) determining if a non-genuine note is a counterfeit note or a suspect note;
- a purge bin for receiving counterfeit notes and suspect notes;
- a transport mechanism for transporting counterfeit notes and suspect notes to the purge bin;
- a first marking device for marking counterfeit notes with a first type of marking material so as to render the counterfeit notes unusable;
- and
- a second marking device different from the first marking device and for marking suspect notes with a second type of marking material which is different from the first type of marking material so as to allow the suspect notes to be usable again if the marked suspect notes are later proved to be genuine.
Dependencies are inferred from the claim text.