Adjustable concealed body armor

A body armor system for protecting a user from penetration, comprising:

• a front protective section for overlying the chest region of the user;
• a rear protective section for overlying the back of the user;
• a flexible right shoulder strap and a flexible left shoulder straps fastened to right and left shoulder regions, respectively, of the rear section, wherein the straps extend over the right and left shoulders of the user for attachment to corresponding right and left portions of the front section;
• an outershell, the outershell includes a shoulder area;
• wherein the shoulder straps are at least partially hidden within the outershell shoulder area, wherein the shoulder straps include means for adjusting within the outershell shoulder area, and wherein each of the shoulder straps is indirectly attached to a front ballistic panel by stitching through the front ballistic panel and at least one suspension tab at the right shoulder region of the front ballistic panel and at least one suspension tab at the left shoulder region of the front ballastic panel, the right shoulder straps being by at least of hook and loop material to the at least one suspension tab at the right shoulder region of the front ballastic panel and the left shoulder straps being by at least of hook and loop material to the at least one suspension tab at the left shoulder region of the front ballistic panel;
• and
• wherein a stabilizer loop is directly sewn to the ballistic panel to stabilize the ballistic panel against the user's body.