Method of creating a substitute check using check image data from a remote check image capture device and an apparatus therefor
AssigneeNCR Corporation
InventorsIan C. Goodall, Malon S. Updike
Life of this patent
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Abstract
A method is provided of an institution creating a substitute check using check image data from a remote check image capture device. The method comprises receiving from the remote check image capture device binary image data which is representative of a binary image of a check, receiving from the remote check image capture device grayscale image data which is representative of a grayscale image of the check, determining if the binary image of the check is usable, and creating a substitute check based upon the grayscale image data if the binary image of the check is determined to be unusable.
Claims17
A method of an institution creating a substitute check using check image data from a remote check image capture device, the method comprising:
- receiving from the remote check image capture device binary image data which is representative of a binary image of a check;
- receiving from the remote check image capture device grayscale image data which is representative of a grayscale image of the check;
- determining if the binary image of the check is usable;
- and
- creating a substitute check based upon the grayscale image data if the binary image of the check is determined to be unusable.
A method of a back office facility creating a substitute check using check image data from a remote check image capture device, the method comprising:
- receiving from the remote check image capture device binary image data which is representative of a binary image of a check;
- receiving from the remote check image capture device grayscale image data which is representative of a grayscale image of the check;
- determining if the binary image of the check is suspect;
- and
- creating a substitute check based upon the grayscale image data if the binary image of the check is determined to be suspect.
An apparatus comprising:
- a printer;
- a first controller for (i) receiving from a remote check image capture device binary image data which is representative of a binary image of a check, and (ii) receiving from the remote check image capture device grayscale image data which is representative of a grayscale image of the check;
- and
- a second controller for (i) receiving grayscale image data from the first controller, and (ii) controlling the printer to print a substitute check based upon grayscale image data received from the first controller when the binary image of the check is unusable.
Dependencies are inferred from the claim text.