Method and system for distributing receivables

A method for determining the distribution of receivables from a grantor to a grantee, the method comprising the steps of:

• forwarding information regarding at least one receivable from a grantor to at least one potential grantee;
• offering an option to the potential grantee, the option providing the potential grantee the right but not the obligation to acquire the receivable, the option providing the grantor with an obligation to convey the receivable;
• offering, by the potential grantee to the grantor, an option fee;
• accepting the option fee by the grantor from the potential grantee, acceptance of the option fee by the grantor constituting an acceptance by the grantor of the option from the potential grantee and thereby providing the potential grantee the right to acquire the receivable at or before the end of an option period;
• and
• wherein the offering an option includes establishing a notification date, the notification date being a date on or before which the potential grantee is required by the option to provide notification to the grantor regarding acquisition of the receivable, wherein the option period is a time period that exists between the accepting the option fee by the grantor and the notification date.

A method for determining the distribution of receivables from a grantor to a grantee, the grantee initiating the distribution, the method comprising the steps of:

• forwarding information regarding desired receivables from a grantee to at least one potential grantor;
• offering a purchase option to the potential grantor, the purchase option providing the grantee the right but not the obligation to purchase the receivables, the purchase option providing the potential grantor with an obligation to sell the receivables;
• offering, by the grantee to the potential grantor, an option fee;
• accepting the option fee by the potential grantor from the grantee, acceptance of the option fee by the potential grantor constituting an acceptance by the potential grantor of the purchase option from the grantee and thereby providing the grantee the right to purchase the receivables at or before the end of an option period;
• and
• wherein the offering a purchase option includes establishing a notification date, the notification date being a date on or before which the grantee is required by the purchase option to provide notification to the potential grantor regarding purchase of the receivables, wherein the option period is a time period that exists between the accepting the option fee by the potential grantor and the notification date.

A method for determining the distribution of receivables from a lessor to a lessee, the receivables being available for leasing to the lessee, the method comprising the steps of:

• forwarding information regarding at least one receivable from a lessor to at least one potential lessee;
• offering a lease option to the potential lessee, the lease option providing the potential lessee the right but not the obligation to lease the receivables, the lease option providing the lessor with an obligation to lease the receivables;
• offering, by the potential lessee to the lessor, an option fee;
• accepting the option fee by the lessor from the potential lessee, acceptance of the option fee by the lessor constituting an acceptance by the lessor of the lease option from the potential lessee and thereby providing the potential lessee the right to lease the receivables at or before the end of an option period;
• and
• wherein the offering a lease option includes establishing a notification date, the notification date being a date on or before which the potential lessee is required by the lease option to provide notification to the lessor regarding leasing the receivables, wherein the option period is a time period that exists between the accepting the option fee by the lessor and the notification date.

A method for determining the distribution of receivables from an assignor to an assignee, the receivables being available for assignment to the assignee, the method comprising the steps of:

• forwarding information regarding at least one receivables from an assignor to at least one potential assignee;
• offering an assignment option to the potential assignee, the assignment option providing the potential assignee the right but not the obligation to receive an assignment of the receivables, the assignment option providing the assignor with an obligation to assign the receivables;
• offering, by the potential assignee to the assignor, an option fee;
• accepting the option fee by the assignor from the potential assignee, acceptance of the option fee by the assignor constituting an acceptance by the assignor of the assignment option from the potential assignee and thereby providing the potential assignee the right to receive an assignment of the receivables at or before the end of an option period;
• and
• wherein the offering an assignment option includes establishing a notification date, the notification date being a date on or before which the potential assignee is required by the assignment option to provide notification to the assignor regarding receiving an assignment of the receivables, wherein the option period is a time period that exists between the accepting the option fee by the assignor and the notification date.

A method for determining the distribution of receivables from an licensor to an licensee, the receivables being available for license to the licensee, the method comprising the steps of:

• forwarding information regarding at least one receivables from a licensor to at least one potential licensee;
• offering an license option to the potential licensee, the license option providing the potential licensee the right but not the obligation to receive a license of the receivables, the license option providing the licensor with an obligation to license the receivables;
• offering, by the potential licensee to the licensor, an option fee;
• accepting the option fee by the licensor from the potential licensee, acceptance of the option fee by the licensor constituting an acceptance by the licensor of the license option from the potential licensee and thereby providing the potential licensee the right to receive a license of the receivables at or before the end of an option period;
• and
• wherein the offering a license option includes establishing a notification date, the notification date being a date on or before which the potential licensee is required by the license option to provide notification to the licensor regarding receiving a license of the receivables, wherein the option period is a time period that exists between the accepting the option fee by the licensor and the notification date.

A computer implemented method for determining the distribution of receivables from a grantor to a grantee, the method comprising the steps of:

• obtaining grantor information regarding at least one receivable from a grantor;
• obtaining grantee information regarding at least one desired receivable from a grantee;
• matching the grantee with the grantor, the matching being based on the grantor information and the grantee information;
• offering an option to the potential grantee, the option providing the potential grantee the right but not the obligation to acquire the receivable, the option providing the grantor with an obligation to convey the receivable to the grantee;
• offering an option fee from the potential grantee to the grantor;
• determining acceptance of the option fee by the grantor from the potential grantee, acceptance of the option fee by the grantor constituting an acceptance by the grantor of the option from the potential grantee and thereby providing the potential grantee the right to acquire the receivable at or before the end of an option period;
• and
• wherein the offering an option includes establishing a notification date, the notification date being a date on or before which the potential grantee is required by the option to provide notification to the grantor regarding acquisition of the receivable.

A computer-based system for determining distribution of receivables, comprising:

• a means for forwarding information regarding at least one receivable from a grantor to at least one potential grantee;
• a means for offering a purchase option to the potential grantee, the purchase option providing the potential grantee the right but not the obligation to purchase the receivable, the purchase option providing the grantor with an obligation to sell the receivable;
• a means for offering, by the potential grantee to the grantor, an option fee;
• a means for accepting the option fee by the grantor from the potential grantee, acceptance of the option fee by the grantor constituting an acceptance by the grantor of the purchase option from the potential grantee and thereby providing the potential grantee the right to purchase the receivable at or before the end of an option period;
• and
• wherein the offering a purchase option includes establishing a notification date, the notification date being a date on or before which the potential grantee is required by the purchase option to provide notification to the grantor regarding purchase of the receivable, wherein the option period is a time period that exists between the accepting the option fee by the grantor and the notification date.