Method and apparatus for providing calculated and solution-oriented personalized summary-reports to a user through a single user-interface

An Internet portal system for gathering raw data from Internet sites and presenting reports from the data to a requesting user, comprising:

• an Internet-connected portal system having a data repository;
• a data gathering system operating on the portal system, gathering data from at least one Internet site specifically associated to, and storing secured information personal to the requesting user;
• a request processor for receiving a user's request made according to an individual one of a plurality of pro-defined user requests;
• a plurality of stored report algorithms, individual ones of the report algorithms associated with individual ones of the pre-defined plurality of user requests;
• and
• a report processor for executing individual ones of the plurality of report algorithms to prepare and present reports to requesting users;
• characterized in that the request processor receives the user's request and matches the user's request to the associated report algorithm, the data-gathering subsystem securely logs on to the Internet site or sites associated with the user, on behalf of the requesting user, and extracts raw data there from according to needs of the report algorithm, the report processor processes the collected raw data into a report defined by the report algorithm, and the portal system transmits the report to the user.