US 7,069,241 B1Granted

Method and system for unified management of plurality of assets using computer network

OwnerMasaaki Usuiinventor

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Abstract

A method and system for collectively displaying in real-time on the Internet the status of personal assets and transactions. The system comprises a plurality of asset databases corresponding to a plurality of financial institutions; storing portfolio information related to total assets in the above-mentioned plurality of financial institutions; a unified asset management server for receiving asset information from the above-mentioned plurality of financial institutions and storing same respectively in the above-mentioned plurality of asset databases, and preparing the above-mentioned portfolio based on the above-mentioned plurality of asset databases and storing the same; an asset management database for managing a user's assets; and a financial institution server connected to the above-mentioned authentication database, the above-mentioned asset management database, and the above-mentioned transaction management database. The unified asset management server prepares a portfolio of all assets.

Claims3

Dependent claims

A method for the unified management of a plurality of assets allowing collective perusal of the real-time status of transactions and assets held by a user at a plurality of different companies by using a computer network and a unified asset management server, comprising the steps of:

a client computer sending a prior notification which requests a financial institution server to send asset information to a unified asset management server;
said financial institution server making a determination as to whether or not said prior notification is from said client computer based on an Internet protocol (IP) address of said client computer and authentication information from said client computer;
said financial institution server returning an acknowledgement for said prior notification to said client computer when said prior notification is from said client computer;
said client computer making a request to said unified asset management server to update a portfolio after said client computer receives said acknowledgement;
said unified asset management server making a request to said financial institution server to perform authentication;
said financial institution server providing authentication based on an Internet protocol (IP) address of said unified asset management server authentication information from said unified asset management server when said unified asset management server is the server specified in said prior notification from said client computer;
said unified asset management server making a request to said financial institution server to send said asset information;
said financial institution server sending said asset information to said unified asset management server;
said unified asset management server updating a portfolio based on said asset information received;
and
said unified asset management server sending an updated portfolio to said client computer.

8 more elements

a client computer making a request to a financial institution server to perform authentication;
said financial institution server providing authentication based on an Internet protocol (IP) address of said client computer and authentication information from said client computer;
said financial institution server returning an acknowledgment to said client computer when said client computer has passed the authentication;
said client computer making a request to said financial institution server to execute a prescribed transaction after said client computer receives said acknowledgement;
said financial institution server executing said transaction when said request is from said client computer;
said financial institution server notifying said client computer of the results of the execution of said transaction;
said client computer making a request to a unified asset management server to update a portfolio after said client computer receives said results of the execution of said transaction;
said unified asset management server making a request to said financial institution server to perform authentication;
said financial institution server providing authentication based on an Internet protocol (IP) address of said unified asset management server and authentication information from said unified asset management server when the request for said authentication by said unified asset management server is made within a prescribed time from the execution of said transaction;
said unified asset management server making a request to said financial institution server to send said asset information;
said financial institution server sending said asset information to said unified asset management server;
said unified asset management server updating a portfolio based on said asset information received;
and
said unified asset management server sending an updated portfolio to said client computer.

11 more elements

Dependencies are inferred from the claim text.

Facts

Application: 09/679,294Filed 6 Oct 2000
Priority: JP 2000-15260224 May 2000
Granted: 27 Jun 2006
Term ends: Not estimatedThe source records don’t support an estimate.

Classification6 codes

G06Q 40/06
Finance; Insurance; Tax strategies; Processing of corporate or income taxes: asset management; Financial planning or analysis
G06Q 20/108
Specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems: remote banking, e.g. home banking
G06Q 20/40
Payment protocols; Details thereof: authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and…
G06Q 40/00
Finance