Cash dispensing automated banking machine with improved card retention capabilities and method

A method of servicing a cash dispensing automated banking machine including a card reader and a fascia portion movably mounted relative to a machine housing, wherein the fascia portion includes a card input opening and a gate having at least one cam surface, wherein the gate is movable to close the card input opening in a gate closed position and open the card input opening in a gate open position, comprising:

• (a) closing the card input opening responsive to moving the card reader relatively away from the fascia portion to cause the gate to cam downward to the gate closed position;
• (b) subsequent to step (a), accessing an interior area of the machine housing, wherein the interior area includes a card holding bin adapted to hold cards captured by the machine;
• and
• (c) subsequent to step (b), opening the card input opening responsive to moving the card reader relatively toward the fascia portion to cause the gate cam upward to the gate open position.

Apparatus comprising:

• an ATM card capture bin including;
• a body,
• an interior,
• an upper lid,
• wherein the lid is selectively movable between an open position and a closed position, wherein in the open position captured cards in the interior are accessible for removal therefrom, and wherein in the closed position captured cards in the interior are not accessible for removal therefrom,
• a lid lock,
• wherein the lid is enabled to be moved from the closed position to the open position responsive to the lock being in a unlocked condition,
• wherein the bin is postionable in an automated banking machine including a cash dispenser and a card reader to retain cards thrown in the bin from a deformable resilient card moving member adjacent the card reader,
• wherein in the closed position the lid is adapted to maintain in the bin cards that are being thrown.