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AssigneeGE Capital Commercial Finance, Inc.
InventorsTim Kerry Keyes, Christopher Donald Johnson, Richard Paul Messmer, Marc Thomas Edgar, Navneet Kapoor
Estimating the term…
A method of valuation of large groups of assets by partial full underwriting, partial sample underwriting and inferred values of the remainder using an iterative and adaptive supervised and unsupervised statistical evaluation of all assets and statistical inferences drawn from the evaluation and applied to generate the inferred asset values. Individual asset values are developed and listed in relational tables so that individual asset values can be rapidly taken from the tables and quickly grouped in any desired or prescribed manner for bidding purposes. The assets are collected into a database, divided into categories by credit variable, subdivided by ratings as to those variables and then rated individually. The assets are then regrouped according to a bidding grouping and a collective valuations established by cumulating the individual valuations.
A computer-implemented method for sampling assets in an asset portfolio for optimal underwriting coverage when only a portion of the assets are to be underwritten, said method implemented using a computer coupled to a database, said method comprising the steps of:
A system configured to sample assets in an asset portfolio for optimal underwriting coverage, said system comprising:
A computer for sampling assets in an asset portfolio for optimal underwriting coverage, said computer including a database of asset portfolios and valuation process analytics, said computer programmed to:
Dependencies are inferred from the claim text.