System for secure, identity authenticated, and immediate financial transactions as well as activation of varied instrumentalities

Apparatus for allowing only an authorized person to activate an instrumentality capable of performing action desired by a person who is the user of said apparatus, said apparatus comprising:

• a Personalized Authenticated Controller means (hereafter“PAC”), communicating with said instrumentality, for authenticating identity of said user as said authorized person and for allowing activation of said instrumentality only by said authorized person for performance of said action, said PAC comprising:
• a user information input means, for allowing input of information into said PAC;
• a data storage means, for storing data received by said PAC;
• and
• a PAC microprocessor means, communicating internally with all PAC components, for transferring and formatting data, said PAC microprocessor means further comprising an authorized person identification means, communicating with said data storage means, for continually determining whether said user is said authorized person, through analysis of the most recently received data identifying said user and through comparison of same with reference data identifying said authorized person;
• and for providing for output from said PAC, of an authorized person identity authentication signal, if and only if said user is said authorized person;
• a communication means, for allowing communication between said PAC and said instrumentality;
• and
• a portion of said instrumentality, comprising:
• an authorized person recognition means, communicating with said PAC, for allowing said instrumentality to carry out said action sought by said user only upon receipt by said authorized person recognition means, of said authorized person identity authentication signal;
• wherein said communication means comprises a means of wave communication,
• wherein said communication means comprises a means of communication using sound waves.

Apparatus for allowing only an authorized person to activate an instrumentality capable of performing action desired by a person who is the user of said apparatus, said apparatus comprising:

• a Personalized Authenticated Controller means (hereafter“PAC”), communicating with said instrumentality, for authenticating identity of said user as said authorized person and for allowing activation of said instrumentality only by said authorized person for performance of said action, said PAC comprising:
• a user information input means, for allowing input of information into said PAC;
• a data storage means, for storing data received by said PAC;
• and
• a PAC microprocessor means, communicating internally with all PAC components, for transferring and formatting data, said PAC microprocessor means further comprising an authorized person identification means, communicating with said data storage means, for continually determining whether said user is said authorized person, through analysis of the most recently received data identifying said user and through comparison of same with reference data identifying said authorized person;
• and for providing for output from said PAC, of an authorized person identity authentication signal, if and only if said user is said authorized person;
• a communication means, for allowing communication between said PAC and said instrumentality;
• and
• a portion of said instrumentality, comprising:
• an authorized person recognition means, communicating with said PAC, for allowing said instrumentality to carry out said action sought by said user only upon receipt by said authorized person recognition means, of said authorized person identity authentication signal;
• wherein said PAC further comprises an instrumentality activation means, for allowing said user to send an instrumentality activation signal to said instrumentality, indicating that said user wishes for said instrumentality to carry out said action,
• wherein said instrumentality's authorized person recognition means further comprises a means to determine whether any said authorized person identity authentication signal is received from said PAC within a predetermined time interval before or after receipt of said instrumentality activation signal.

Apparatus for allowing only an authorized person to activate an instrumentality capable of performing action desired by a person who is the user of said apparatus, said apparatus comprising:

• a Personalized Authenticated Controller means (hereafter“PAC”), communicating with said instrumentality, for authenticating identity of said user as said authorized person and for allowing activation of said instrumentality only by said authorized person for performance of said action, said PAC comprising:
• a user information input means, for allowing input of information into said PAC;
• a data storage means, for storing data received by said PAC;
• a PAC microprocessor means, communicating internally with all PAC components, for transferring and formatting data, said PAC microprocessor means further comprising an authorized person identification means, communicating with said data storage means, for continually determining whether said user is said authorized person, through analysis of the most recently received data identifying said user and through comparison of same with reference data identifying said authorized person;
• and for providing for output from said PAC, of an authorized person identity authentication signal, if and only if said user is said authorized person;
• a communication means, for allowing communication between said PAC and said instrumentality;
• a portion of said instrumentality, comprising:
• an authorized person recognition means, communicating with said PAC, for allowing said instrumentality to carry out said action sought by said user only upon receipt by said authorized person recognition means, of said authorized person identity authentication signal;
• and
• a wearing means, for allowing said user to wear said PAC in contact with said user's body,
• wherein said wearing means comprises a garment containing said PAC, said garment having means to hold said PAC against the skin of said authorized person.

Apparatus for allowing only an authorized person to activate an instrumentality capable of performing action desired by a person who is the user of said apparatus, said apparatus comprising:

• a Personalized Authenticated Controller means (hereafter “TAG”), communicating with said instrumentality, for authenticating identity of said user as said authorized person and for allowing activation of said instrumentality only by said authorized person for performance of said action, said PAC comprising:
• a user information input means, for allowing input of information into said PAC;
• a data storage means, for storing data received by said PAC;
• and
• a PAC microprocessor means, communicating internally with all PAC components, for transferring and formatting data, said PAC microprocessor means further comprising an authorized person identification means, communicating with said data storage means, for continually determining whether said user is said authorized person, through analysis of the most recently received data identifying said user and through comparison of same with reference data identifying said authorized person;
• and for providing for output from said PAC, of an authorized person identity authentication signal, if and only if said user is said authorized person;
• a communication means, for allowing communication between said PAC and said instrumentality;
• and
• a portion of said instrumentality, comprising:
• an authorized person recognition means, communicating with said PAC, for allowing said instrumentality to carry out said action sought by said user only upon receipt by said authorized person recognition means, of said authorized person identity authentication signal,
• wherein said PAC is located within a computer.

Apparatus for allowing only an authorized person to activate an instrumentality capable of performing action desired by a person who is the user of said apparatus, said apparatus comprising:

• a Personalized Authenticated Controller means (hereafter“PAC”, communicating with said instrumentality, for authenticating identity of said user as said authorized person and for allowing activation of said instrumentality only by said authorized person for performance of said action, said PAC comprising:
• a user information input means, for allowing input of information into said PAC;
• a data storage means, for storing data received by said PAC;
• and
• a PAC microprocessor means, communicating internally with all PAC components, for transferring and formatting data, said PAC microprocessor means further comprising an authorized person identification means, communicating with said data storage means, for continually determining whether said user is said authorized person, through analysis of the most recently received data identifying said user and through comparison of same with reference data identifying said authorized person;
• and for providing for output from said PAC, of an authorized person identity authentication signal, if and only if said user is said authorized person;
• a communication means, for allowing communication between said PAC and said instrumentality;
• and
• a portion of said instrumentality, comprising:
• an authorized person recognition means, communicating with said PAC, for allowing said instrumentality to carry out said action sought by said user only upon receipt by said authorized person recognition means, of said authorized person identity authentication signal,
• wherein said PAC is located within a cellular telephone instrument.

Apparatus for allowing only an authorized person to activate an instrumentality capable of performing action desired by a person who is the user of said apparatus, said apparatus comprising:

• a Personalized Authenticated Controller means (hereafter“PAC”), communicating with said instrumentality, for authenticating identity of said user as said authorized person and for allowing activation of said instrumentality only by said authorized person for performance of said action, said PAC comprising:
• a user information input means, for allowing input of information into said PAC;
• a data storage means, for storing data received by said PAC;
• and
• a PAC microprocessor means, communicating internally with all PAC components, for transferring and formatting data, said PAC microprocessor means further comprising an authorized person identification means, communicating with said data storage means, for continually determining whether said user is said authorized person, through analysis of the most recently received data identifying said user and through comparison of same with reference data identifying said authorized person;
• and for providing for output from said PAC, of an authorized person identity authentication signal, if and only if said user is said authorized person;
• a communication means, for allowing communication between said PAC and said instrumentality;
• and
• a portion of said instrumentality, comprising:
• an authorized person recognition means, communicating with said PAC, for allowing said instrumentality to carry out said action sought by said user only upon receipt by said authorized person recognition means, of said authorized person identity authentication signal;
• wherein said PAC further comprises an instrumentality activation means, for allowing said user to send an instrumentality activation signal to said instrumentality, indicating that said user wishes for said instrumentality to carry out said action,
• wherein said instrumentality further comprises means to allow said authorized person to purchase an item at a shelf in a store, comprising means to record said authorized person's decision to purchase said product and to record information as to said authorized person's manner of payment for said product, and to record said authorized person's actual removal of said product from said shelf.