US 6,883,708 B1Granted

Transaction maps embedded within or provided with charge-card billing statements

OwnerReno Fiedler, Xiaohui Zhanginventors

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Abstract

A method and system is described herein to summarize and present charge-card transactions through one or more maps linked to charge-card billing statements. In addition to a conventional tabular transaction list, the invented system provides charge-card transaction maps, which display the physical location of points-of-charges geo-referenced to a map. Transactions are listed individually and/or are summarized by the number of transactions, the timing of transactions, the amount of transactions, the transactions categories, local-area and none-local-area transactions, sensitive transactions, geographic unit, or any combination thereof. The method and system integrates database and geographic information system technology with a rule system.

Claims11

Dependent claims

A method and system for geographically presenting and summarizing charge-card transactions and visually alerting a cardholder to sensitive transactions by transaction map(s) in charge-card billing statements, comprising:

integration of a database technology, a geographic information system, and a rule system;
summarizing all or a subset of all transactions by a map which displays geo-referenced points-of-charges;
summarizing the transaction amounts by points-of-charges within the map;
summarizing the number of transactions by points-of-charges within the map;
summarizing categorized transactions by points-of-charges within the map;
summarizing the transactions with significant amounts charged by points-of-charges within the map;
summarizing local-area transactions within the map;
summarizing none-local-area transactions within the map;
summarizing weekday transactions by points-of-charges within the map;
summarizing weekend transactions by points-of-charges within the map;
summarizing weekly transactions by points-of-charges within the map;
the map is not summarized by point-of-charges but summarized by geographic unit.

9 more elements

Dependencies are inferred from the claim text.