System, method, and article of manufacture for secure transactions utilizing a computer network

A method for a secure transaction over a multi-computer network comprising the steps of:

• a. providing at least two separate computer programs that are designed to communicate with each other over a multi-computer network, each separate computer program resident and runnable on a separate computer of the multi-computer network, at least one of the at least two separate computer programs further being a security server program for receiving and processing the secure transaction and at least one of the at least two separate computer programs further being a customer program;
• b. running the security server program on a substantially continuous basis thereby making it available to receive secure transactions;
• c. running the customer program on an as needed basis for communicating with the security server program with the customer program across a first communication port;
• d. receiving a dynamically assigned port address from the security server program, further, receiving from the security server program a public set of numbers and a security server intermediate value that was calculated using at least the public set of numbers;
• e. switching the customer program to the dynamically assigned port address for further communications with the security server program;
• f. having the customer program calculate a customer intermediate value using at least the public set of numbers and a shared final value using at least the customer intermediate value and the security server intermediate value;
• g. sending the customer intermediate value to the security server program;
• h. having the security server program calculate the shared final value using the customer intermediate value and the security server intermediate value;
• i. having both the security server program and the customer program create an encryption key using at least the shared final value;
• j. having the customer computer encrypt transaction information using the encryption key;
• k. sending the encrypted transaction information to the security server program;
• l. having the security server program de-crypt the encrypted transaction information;
• and
• m. having the security server program process the transaction.