Customer administered autoload

A method for an automatic loading process for loading a benefits value onto a smart card, the method comprising:

• generating an autoload list comprising at least one benefit available for use with the smart card, a first value for the at least one benefit, and a first control number associated with the at least one benefit;
• initializing the smart card with a storage area for storing an amount remaining, a second value and a second control number;
• reading the second value and the second control number from the smart card to a transit gate;
• comparing the first control number to the second control number;
• if the first control number is different than the second control number,
• adding the first value for the at least one benefit to the amount remaining and updating the amount remaining on the smart card with the result;
• setting the second control number equal to the first control number;
• setting the second value equal to the first value;
• and
• updating the first value of the autoload list to zero if the second value is set equal to the first value;
• and
• if the first control number is the same as the second control number,
• terminating the automatic loading process.

A method for an automatic loading process for loading a pre-selected credit card value onto a smart card, the method comprising:

• initializing the smart card with a storage area for storing an amount remaining, credit card data, and an autoload flag;
• and
• reading the autoload flag;
• if the autoload flag is “on”,
• adding the pre-selected credit card value to the amount remaining on the smart card;
• and
• sending the credit card data and the pre-selected credit card value to a credit processing means,
• if the autoload flag is “off”,
• terminating the automatic loading process.