A method of transacting an electronic mail transaction, an electronic commerce transaction, and/or an electronic business transaction by way of an electronic commerce terminal, said transactions having an associated transaction data and type, said electronic commerce terminal being operationally related to a gas pump comprising the steps of:
- a) capturing a plurality of said transaction data;
- b) determining said transaction type based on said transaction data;
- c) determining if a dynamic identification interchange is required based on said transaction data;
- d) conducting said dynamic identification interchange if determined to be required in step c);
- e) evaluating a validity of said transaction type;
- f) communicating said transaction data to a universal server;
- g) processing said transaction data;
- h) determining whether a period of non-use of said electronic commerce terminal has occurred;
- i) determining if said period of non-use exceeds a predetermined time period;
- j) generating an error message based on said non-use determination of step i);
- k) determining if at least one of a system limit and an authorization limit of said user is at least one of reached and exceeded;
- l) reauthorizing said user based on said determination step k);
- and
- m) reprocessing said transaction data based on said reauthorization.