System for electronically developing and processing a document
AssigneeInternational Business Machines Corporation
InventorsWilliam Edward Bennett, Stephen Joy Boies, Lauretta Jones, Stephen Eric Levy, Douglas Charles Lovell, Neil Lustig, Paul Michael Matchen, Richard Dean Thompson
Life of this patent
Estimating the term…
Abstract
In an exemplary embodiment, a customer, an automobile dealership, a participating financial institution, and a credit bureau may be electronically connected in a system that preferably uses the internet in order to develop and process a legal document comprising a credit application. The system thereby eliminates a paper-based process of credit approval, providing an efficient interaction between businesses and their customer.
Claims48
A system for electronically developing and processing a document, the system comprising:
- 1) at least one local computer workstation, wherein at least one such a local workstation can electronically capture information input by a first party for originating and developing the document, said first party retaining control of said document until execution;
- 2) at least one remote information bureau computer, wherein at least one such information bureau computer is connectable to said at least one local workstation for electronically further developing the document;
- and
- 3) a plurality of remote entities selectively connectable by said first party to said at least one local computer workstation, at least one entity of said plurality of remote entities comprising a second party to the document and having at least one computer connectable to said at least one local computer workstation for electronically further developing the document for contemplated execution of the document by said first and second parties.
A system for electronically developing and processing a document, the system comprising:
- 1) at least one local computer workstation, wherein at least one such local workstation can electronically capture information input by a first party for originating and developing the document;
- and
- 2) a plurality of remote entities selectively connectable by said first party to said at least one local workstation, at least one entity of said plurality of remote entities comprising a second party to the document and having at least one computer connectable to said at least one local computer workstation for electronically further developing the document for contemplated execution of the document by said first and second parties, wherein said first party retains control of said document from origination until execution.
A method for electronically developing and processing a document, comprising:
- electronically capturing, by at least one local computer workstation, information input by a first party for originating and developing the document;
- selectively connecting said at least one local workstation to said at least one local workstation for electronically further developing the document;
- and
- selectively connecting said at least one local computer workstation to a plurality of remote entities, at least one entity of said plurality of remote entities comprising a second party to the document and having at least one computer connectable to said at least one local computer workstation for electronically further developing the document for contemplated execution of the document by said first and second parties, wherein said first party retains control of said document from origination until execution.
Dependencies are inferred from the claim text.