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US 6,592,044 B1Granted
Anonymous electronic card for generating personal coupons useful in commercial and security transactions
OwnerJacob Y. Wong, Roy L. Andersoninventors
Life of this patent
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Abstract
An electronic card that can function as an anonymous credit card or banking card for use on or off the Internet utilizes a magnetic storage medium affixed to the card that can be read by a standard magnetic stripe reader. An encoder generates a data packet that is stored in a designated portion of the magnetic storage medium, which can be a magnetic stripe. The data packet can contain a personal coupon and an alias. A computer or microprocessor generates the personal coupon after a Personal Identification Number is input into the card.
Claims18
An electronic card, comprising:
- a card base;
- a computer affixed to the card;
- a display controlled by the computer;
- an input mechanism;
- a magnetic storage medium affixed to the card that can be read by a standard magnetic stripe reader;
- an encoder for generating a data packet that is stored in a designated portion of the magnetic storage medium;
- and
- a power source for supplying power to the computer and the encoder;
- wherein the electronic card is sized such that the magnetic storage medium can be read by a standard magnetic stripe reader;
- and
- wherein the magnetic storage medium and the encoder are comprised of a dynamic thin film magnetic encoder.
8 more elements
An electronic card, comprising:
- a card base having a printed circuit board;
- a computer affixed to the printed circuit board;
- a display controlled by the computer;
- a keypad attached to the card base for inputting information into the computer;
- a magnetic storage medium affixed to the card that can be read by a standard magnetic stripe reader;
- an encoder for generating a data packet that is stored in a designated portion of the magnetic storage medium;
- and
- a power source for supplying power to the computer and the encoder;
- wherein the electronic card is sized such that the magnetic storage medium can be read by a standard magnetic stripe reader;
- and
- wherein the magnetic storage medium and the encoder are comprised of a dynamic thin film magnetic encoder.
8 more elements
Dependencies are inferred from the claim text.