Intelligent advisor system and method

A method of providing advice to a user of a computer program, comprising:

• inserting a trigger point in the computer program at a point at which advice may be beneficial to the user;
• receiving input, the input causing the trigger point to be reached in the program;
• invoking an advice engine in response to achieving the trigger point;
• obtaining program state information at the advice engine;
• comparing the program state information against at least one test condition;
• selecting advice data as selected advice data for possible output for each test condition satisfied;
• accessing queuing data for the selected advice data;
• transforming at least some of the program state information and selected advice data into queued advice data based on the queuing data;
• and
• outputting the queued advice based on at least one display setting associated with the queued advice.

A method of providing advice to a user of a financial computer program, comprising:

• maintaining a trigger point in the financial computer program at which financial advice may be beneficial to the user;
• receiving financial data, the financial data causing the trigger point to be reached in the financial computer program;
• invoking an advice engine in response to achieving the point;
• obtaining user application program data at the advice engine;
• comparing the user application program data against at least one test condition;
• for each test condition satisfied, retrieving queue information regarding the test condition and deciding whether to queue financial advice in a storage based on an evaluation of queue state information against the queue information;
• transforming at least some application program data into queued financial advice;
• and
• processing the queued financial advice in accordance with queue processing rules to provide a tangible representation of the advice to the user.