Method for transferring money
OwnerPradeep K. Bansal, Lee Begeja +4inventors
InventorsPradeep K. Bansal, Lee Begeja, Jeffrey Joseph Farah, Rajesh Kapadia, John Gerow Ramage, Benjamin J. Stern
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Abstract
A method for transferring money is described. This method can include providing a cash card having stored thereon an amount of money; making a telephone call to a predetermined telephone number using the cash card as a payment device for the telephone call; dialing a predetermined suffix to the predetermined telephone number followed by a desired dollar amount; debiting the cash card by the desired dollar amount; and, crediting an account associated with the predetermined telephone number by the desired dollar amount.
Claims11
A method for transferring money electronically using a cash card having an amount of money associated with the card, the method comprising:
- receiving notification of a telephone call made to a predetermined telephone number;
- receiving signals corresponding to a dialed predetermined suffix to the predetermined telephone number;
- receiving a desired dollar amount;
- debiting the cash card by the desired dollar amount;
- and
- crediting an account associated with the predetermined telephone number by the desired dollar amount.
A method for transferring money electronically, comprising:
- receiving notification of a telephone call to a predetermined telephone number, the payment device for the call being a credit card associated with a user's account;
- receiving a predetermined suffix after the predetermined telephone number followed by a desired amount;
- debiting the user's account by the desired amount;
- and,
- crediting an account associated with the predetermined telephone number by the desired dollar amount.
A method for transferring money electronically, comprising:
- receiving a telephone call made to a predetermined telephone number using an electronic cash card as a payment device for the telephone call, the electronic cash card having stored thereon an amount of money;
- receiving a predetermined suffix entered after the predetermined telephone number followed by a desired dollar amount;
- deducting the desired dollar amount from the electronic cash card;
- and,
- crediting an account associated with the predetermined telephone number by the desired dollar amount.
Dependencies are inferred from the claim text.