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US 6,324,556 B1Granted
Personal finance organizer
OwnerMichael J. Nott, Shirley Nottinventors
Life of this patent
Estimating the term…
Abstract
An apparatus for organizing data associated with each of a plurality of cards comprising a microcontroller, memory for storing said data associated with each said card, selecting means for selecting data from said memory associated with each said card, input means wherein said input means communicates with said microcontroller to store data to said memory for each said card and track changes to said data for each said card, in a first operable position when each said card is in a retracted position respectively.
Claims17
An apparatus for organizing data associated with each of a plurality of credit card means comprising:
- (a) microcontroller;
- (b) memory for storing said data associated with each said card means;
- (c) selecting means for selecting data from said memory associated with each said credit card means;
- (d) input means;
- wherein said input means communicates with said microcontroller to:
- (i) store data to said memory for each said credit card means;
- and
- (ii) track changes to said data for each said credit card means
- in a first operable position when each said credit card means is in a retracted position respectively.
6 more elements
An apparatus for accessing, processing, and storing data related to a plurality of credit card means comprising:
- (a) a body;
- (b) compartment having a plurality of slots disposed within said compartment for slidably receiving said plurality of credit card means respectively;
- (c) calculator comprising;
- (i) a display;
- and
- (ii) circuit for performing mathematical functions;
- (d) memory comprising a plurality of data structures for storing data associated with said plurality of credit card means;
- (e) selecting means for selecting one of said data structures disposed within said slots and engageable by said credit card means comprising:
- (i) a contact pin;
- (ii) plurality of contact arms disposed in said slots;
- and
- (iii) spring mechanism;
- wherein said contact arms, contact pin, and spring mechanism are operably associated and present means for engaging said contact pin when one of said financial cards is slidably removed from one of said slots;
- (f) circuit connection;
- and
- (g) microcontroller;
- wherein said calculator, memory, selecting means, and microcontroller are disposed within said body and are operably associated by means of said circuit connection, and said selecting means when engaged by said credit card means commands said microcontroller by means of said circuit connection to access financial data stored in one of said data structures and to display the same on said display;
- and said calculator, microcontroller, memory and circuit connection present means for performing mathematical functions using said financial data stored in one of said data structures, displaying the financial data resulting from said mathematical functions on said display, and storing said financial data in the originating data structure.
15 more elements
A method for processing and accessing data related to a plurality of cards comprising:
- (a) slidably inserting a plurality of cards into a compartment disposed in a body, said compartment comprising a plurality of slots for slidably receiving said cards respectively;
- (b) selecting one of a plurality of data structures corresponding to each said card by means of a selecting means, circuit connection, and microcontroller wherein said selecting means comprises terminal elements presented by said slots for electrical contact with said microcontroller in association with a common contact, where each said card is retracted from said slots;
- (c) inputting data related to each said card into one of said corresponding data structures by means of a input means, circuit connection, and microcontroller;
- and
- (d) accessing data related to said cards from one of said data structures by means of said selecting means, circuit connection, memory, and microcontroller by retracting one of said plurality of cards from said compartment.
2 more elements
An apparatus for organizing data associated with each of a plurality of cards comprising:
- (a) a holder for storing a plurality of cards comprising a plurality of corresponding slots within said holder for slidably receiving said cards and permitting said cards to be slidably retracted from said plurality of slots;
- (b) microcontroller;
- (c) memory for storing said data associated with each said card;
- (d) selecting means for selecting data from said memory associated with each said card comprising:
- terminal elements presented by said slots for electrical contact with said microcontroller in association with a common contact;
- and
- (e) input means;
- wherein said input means communicates with said microcontroller in co-operation with said selecting means to:
- (i) store data to said memory for each said card;
- and
- (ii) track changes to said data for each said card in a first operable position when each said card is retracted from said slots respectively.
8 more elements
An apparatus for organizing data associated with each of a plurality of credit card means comprising:
- (a) a holder for storing said plurality of credit card means comprising a plurality of corresponding slots within said holder for slideably receiving said credit card means and permitting said credit card means to be slideably retracted from said slots;
- (b) microcontroller;
- (c) memory for storing said data associated with each said credit card means;
- (d) selecting means for selecting data from said memory associated with each said credit card means comprising:
- a contact pin and plurality of contact arms that are each biased to contact said pin when each said card is retracted from;
- (e) input means;
- wherein said input means communicates with said microcontroller in co-operation with said selecting means to:
- (i) store data to said memory for each said credit card means;
- and
- (ii) track changes to said data for each said credit card means in a first operable position when each said credit card means is retracted from said slots.
7 more elements
Dependencies are inferred from the claim text.