System and method for dynamic profiling of users in one-to-one applications

A method for providing suggestions to a user based on a user profile associated with the user, comprising the steps of:

• a) receiving user current state information associated with the user;
• b) retrieving a static profile associated with the user, the static profile including factual user information corresponding to user preferences;
• c) retrieving a dynamic profile associated with the user, the dynamic profile including rules corresponding to user repetitive transactions;
• d) compressing the rules of the dynamic profile to form aggregated rules as a function of a predetermined similarity criteria;
• e) selecting at least one rule from the aggregated rules based on a desired criteria;
• f) matching user dynamic rules to the at least one selected rule to update the dynamic profile;
• g) combining the static profile and the dynamic profile to form the user profile;
• and
• h) providing the suggestions to the user as a function of the user profile and the user current state information.

A system for generating a user profile for a user based on a static profile and a dynamic profile of the user, the static profile including factual user information corresponding to substantially fixed user information, the dynamic profile including user dynamic rules corresponding to transactional user information, the system comprising:

• a storage arrangement storing the static and dynamic profiles of the user;
• and
• a processor retrieving the factual user information and the user dynamic rules from the storage arrangement, the processor generating the static and dynamic profile as a function of the factual user information, the user dynamic rules being compressed by the processor to form user aggregated rules, the processor displaying the user aggregated rules to at least one of the user and a human expert, the processor receiving commands from at least one of the user and the expert to select at least one aggregated rule from at least one of the user and the human expert based on a desired criteria,
• wherein the processor matches the user dynamic rules to the at least one selected aggregated rule to generate the dynamic profile, and wherein the static profile and the dynamic profile are combined to form the user profile.

A method for providing suggestions to a user based on a user profile associated with the user, comprising the steps of:

• a) receiving user current state information and transactional information associated with the user;
• b) storing the transactional information as at least a portion of a user transacting history;
• c) providing the user transacting history to a user profile generation module for generating the user profile as a function of the user transacting history;
• d) estimating user needs information as a function of at least one of the user transacting history, user current state information and the user profile;
• and
• e) providing the suggestions to the user as a function of the user estimated needs information and state-of-the-world information.

A system for providing suggestions to a user based on a user profile associated with the user, comprising:

• a first module receiving user current state information and transactional information associated with the user;
• a storage device storing as at least a portion of a user transacting history obtained from the transactional information;
• a second module receiving the user transacting history and generating the user profile as a function of the user transacting history;
• a third module estimating the user needs information as a function of the user transacting history, the user profile and the user current state information;
• and
• a fourth module providing the suggestions to the user as a function of the user estimated needs information and state-of-the-world information.