Method and apparatus for holding paper currency and credit cards

A method of securely holding paper currency or credit cards, the paper or the credit cards having at least two opposite edges comprising the steps of:

• providing an expandable metal band with an exposed decorative display surface comprised of a plurality of a first row of adjacent metal outer members with an outer display surface;
• providing a second row of adjacent metal inner members which is parallel to and inside of the outer members, the inner members having a reversible inner display surface;
• interconnecting the outer members to the inner members for allowing longitudinal displacement of the outer members and the inner members from adjacent outer and inner members respectively;
• selecting whether the outer display surface of the outer members or the reversible inner display surface of the inner members is to be oriented as the exposed display surface and rotating the outer members or the inner members 180° as necessary to orient the selected outer members with the outer display surface or the selected inner members having the reversible inner display surface as the exposed display surface,
• applying a force for longitudinally displacing the adjacent outer members from each other and the adjacent inner members from each other thereby expanding the band radially outward;
• releasing the force for contracting the displaced outer members and the displaced inner members around the paper currency or the credit cards to be held;
• and
• encircling the at least two opposite edges of the paper currency or the credit cards with the expandable band for securely holding the paper currency or the credit cards.

An expandable band for use as a money clip to hold paper currency or credit cards, comprising:

• a first row of adjacent metal outer members;
• a second row of adjacent metal inner members interconnected with the first row of outer members;
• a plurality of links for interconnecting the outer members and inner members to each other, each outer member being interconnected by at least two links to at least two inner members and each inner member is interconnected by at least two links to at least two outer members;
• a flat, reversible extended length link separating the first row of outer members and the inner members, the extended length link having a top surface and a bottom surface where either of the surfaces may be selectively displayed;
• the outer members and inner members capable of longitudinal displacement relative to one another through the interconnection of the outer members to the inner members with the expandable band adapted for encircling at least two edges of the paper currency.

A method of securely holding paper currency or credit cards the paper currency or the credit cards having at least two opposite edges, comprising the steps of:

• providing a continuous expandable metal band with a decorative display surface comprised of a plurality of interconnected adjacent metal links which are capable of longitudinal movement with respect to each other;
• connecting at least one extended length link having a display surface to the adjacent metal links;
• applying a force for longitudinally displacing the adjacent metal links thereby expanding the band radially outward;
• releasing the force for contracting the displaced links around the paper currency or the credit cards to be held;
• and
• encircling the at least two opposite edges of the paper currency or the credit cards with the expandable band for securely holding the paper currency or the credit cards.