Electronic transaction systems and methods therefor

A portable electronic authorization device for approving a transaction request with an electronic transaction system, using an electronic service authorization token, comprising:

• a receiver in the portable electronic authorization device configured to receive first digital data representing the transaction request;
• a display configured to provide information to the user regarding an ability to approve the transaction request;
• and
• wherein the receiver is further configured such that when the transaction request is approved by the user, the receiver is configured to receive second digital data representing the electronic service authorization token.

A method for rendering a service between an electronic transaction system and portable electronic authorization device carried by a user using an electronic service authorization token, comprising steps of:

• transmitting at the portable electronic authorization device to the electronic transaction system first digital data representing the service authorization token;
• validating at the electronic transaction system the first digital data representing the service authorization token;
• and
• authorizing the service at the electronic transaction system if the first digital data representing the service authorization token is valid.

A method for approving a transaction request between an electronic transaction system and portable electronic authorization device carried by a user using an electronic service authorization token via a remote agent server, comprising steps of:

• receiving at the remote agent server first digital data representing the transaction request;
• providing information at the remote agent server via the portable electronic authorization device to user regarding an ability to approve the transaction request;
• and
• when the transaction request is approved by the user, receiving at the remote agent server second digital data representing the electronic service authorization token.

A portable electronic authorization device for approving a transaction request with an electronic transaction system, using an electronic service authorization token via a remote agent server, comprising:

• an Internet connection at the remote agent server configured to receive first digital data representing the transaction request;
• a receiver in the portable electronic authorization device configured to receive from the remote agent server and to provide to the user information regarding an ability to approve a transaction request;
• and
• wherein the Internet connection is further configured such that when the transaction request is approved by the user, the Internet connection is configured to receive second digital data representing the electronic service authorization token.

A method for rendering a service between an electronic transaction system and a portable electronic authorization device carried by a user using an electronic service authorization token via a remote agent server, comprising steps of:

• activating the remote agent server via the portable electronic authorization device;
• transmitting at the remote agent server to the electronic transaction system first digital data representing the service authorization token;
• validating at the electronic transaction system the first digital data representing the service authorization token;
• and
• authorizing the service at the electronic transaction system if the first digital data representing the service authorization token is valid.

A method for approving a transaction request between an electronic point of sale transaction system and a portable electronic authorization device carried by a user, comprising the steps of:

• receiving at portable electronic authorization device at a point of sale location a first digital data representing the transaction request;
• providing information to the user regarding an ability to approve the transaction request;
• when the transaction request is approved by the user, encrypting transaction approval data as second digital data representing approval by the user to purchase the item at the point of sale location;
• and
• transmitting the second digital data to the electronic transaction system to approve the transaction request with the electronic transaction system.

A portable electronic authorization device for approving a transaction request with an electronic point of sale transaction system, comprising:

• a receiver in the portable electronic authorization device configured to receive first digital data representing the transaction request;
• a display configured to provide information to the user regarding an ability to approve the transaction request;
• when the transaction request is approved by the user, the portable electronic authorization device is configured to encrypt the transaction approval data as second digital data representing approval by the user to purchase the item at the point of sale location;
• and
• a transmitter configured to transmit the second digital data to the electronic transaction system to approve the transaction request with the electronic transaction system.

A method for approving a transaction request between an electronic point of sale transaction system and a portable electronic authorization device carried by a user via a remote agent server, comprising the steps of:

• receiving at the remote agent server at a point of sale location a first digital data representing the transaction request;
• providing information at the remote agent server via the portable electronic authorization device to user regarding an ability to approve the transaction request;
• when the transaction request is approved by the user via the portable electronic authorization device, encrypting transaction approval data at the remote agent server as second digital data representing approval by the user to purchase the item at the point of sale location;
• and
• transmitting the second digital data at the remote agent server to the electronic transaction system to approve the transaction request with the electronic transaction system.

A portable electronic authorization device for approving a transaction request with an electronic point of sale transaction system, using a remote agent server, comprising:

• an internet connection at the remote agent server configured to receive first digital data representing the transaction request;
• a receiver in the portable electronic authorization device configured to receive from the remote agent server and to provide to the user information regarding an ability to approve a transaction request;
• and
• when the transaction request is approved by the user via the portable electronic authorization device, the remote agent server is configured to encrypt the transaction approval data as second digital data representing approval by the user to purchase the item at the point of sale location;
• and
• wherein the Internet connection is further configured to transmit the second digital data at the remote agent server to the electronic transaction system to approve the transaction request with the electronic transaction system.