Electronic purse card value system

A method comprising the steps of:

• reading indicia on a first card with a card reader on a financial transaction terminal device, wherein the indicia on the first card corresponds to a first account;
• selecting an unload transaction with an input device on the terminal device;
• inputting an input representative of an unload amount with the input device;
• engaging a card supported programmable memory with the card reader on the terminal device;
• further reading with the terminal device data representative of a stored value stored in programmable memory;
• crediting the unload amount to the first account through the terminal device;
• and
• writing data corresponding to the unload amount with the terminal device to the programmable memory.

A method comprising the steps of:

• reading with a card reader, indicia on a first card input to a financial transaction terminal device, wherein the indicia on the first card corresponds to an account, wherein the account includes a source of monetary value which is not resident on the first card;
• selecting a load transaction and a load amount through at least one input to the terminal device;
• engaging a card supported programmable memory with the card reader;
• charging the load amount against the account responsive to operation of the terminal device;
• and
• writing data corresponding to the load amount to the card supported programmable memory responsive to operation of the terminal device.

A method comprising the steps of:

• reading with a card reader, indicia on a first card input to a financial transaction terminal device, wherein the indicia on the first card corresponds to an account, and wherein the account includes a source of monetary value which is not resident on the first card;
• selecting an unload transaction and an unload amount through at least one input to the terminal device;
• engaging a card supported programmable memory with the card reader on the terminal device;
• crediting the unload amount to the first account responsive to operation of the terminal device;
• and
• writing data corresponding to the unload amount to the programmable memory responsive to operation of the terminal device.