US 6,070,154 AGranted

Internet credit card security

AssigneeActivepoint Ltd.

InventorsOnn Tavor, Gila Ben Avraham, Vadim Shevchenko

Life of this patent

Estimating the term…

Loading patent…

Abstract

A method for transmitting credit card numbers in a secure manner through an electronic medium such as the Internet. Credit card numbers typically consist of a string of 10-20 digits, with the exact number of digits depending upon the provider of the credit card. The security is provided by transmitting the credit card number in a plurality of different transmissions, each transmission containing at least one digit of the credit card number, but fewer than all of the digits of the credit card number. Preferably, the user selects the number of digits from the credit card number to send with each transmission. Thus, the entire credit card number can only be determined by receiving all of the transmissions from the user, thereby significantly increasing the difficulty of intercepting the credit card number.

Claims14

Dependent claims

A method for securely transmitting a credit card number of a user from a credit card charge GUI (graphical user interface) to a vendor through an electronic medium, the credit card number comprising a plurality of digits, the steps of the method being performed by a data processor, the method comprising the steps of:

(a) entering at least one digit of the credit card number to the credit card charge GUI by the user to form at least one entered digit;
(b) sending said at least one entered digit of the credit card number to the vendor through the electronic medium from the credit card charge GUI to form at least one sent digit;
(c) receiving said at least one sent digit of the credit card number by the vendor;
(d) repeating steps (a) to (c) until substantially all digits of the credit card number have been received by the vendor to form a plurality of received digits, such that steps (a) to (c) are performed at least twice;
and
(e) ordering the plurality of received digits to form the credit card number.

3 more elements

Dependencies are inferred from the claim text.

Facts

Application: 09/200,719Filed 27 Nov 1998
Granted: 30 May 2000
Term ends: Not estimatedThe source records don’t support an estimate.

Classification12 codes

H04L 63/0428
For providing a confidential data exchange among entities communicating through data packet networks: wherein the data content is protected, e.g.…
G06F 21/606
Protecting data: by securing the transmission between two devices or processes
G06Q 20/04
Payment architectures, schemes or protocols: payment circuits
G06Q 20/10
Payment architectures: specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems