Tokenless biometric electronic rewards system

A method for processing tokenless electronic reward-units transfer to a recipient using an electronic identicator and at least one recipient biometric sample, comprising;

• a. creating an electronic registry of reward units, having the reward-units disbursed to a recipient based upon the occurrence of predetermined criteria;
• b. a recipient registration step, wherein the recipient registers with the electronic identicator at least one registration biometric sample;
• c. a recipient identification step, wherein the identicator compares a recipient bid biometric sample with at least one previously registered biometric samples for producing either a successful or failed identification of the recipient;
• and
• d. recipient reward-units issuance step, wherein upon successful identification of the recipient, an electronic reward transaction is conducted without the recipient using any tokens such as plastic cards or man made portable memory devices such as smart cards, or magnetic stripe cards to receive the rewards units.

A device for tokenless transaction of electronic reward-units transfer to a recipient using at least one recipient biometric sample, comprising;

• a. an electronic identicator for comparing the bid and registered biometric samples of a recipient of reward units, and for comparing the bid and registration identification data of an issuer of reward units;
• b. a party identification apparatus for submission of the recipient's biometric samples and the issuer's identification data;
• c. an electronic reward registry of reward units, having the reward-units disbursed to a recipients based upon the occurrence of predetermined criteria;
• d. a recipient rewards account for storage of accrued reward units;
• and
• e. an execution module for debiting and crediting the recipient reward account based upon the occurrence of predetermined criteria, wherein no man made tokens such as cards or smartcards are presented for the transaction.