Apparatus and method for requesting and dispensing negotiable instruments

A method for requesting and dispensing negotiable instruments in a portable, hand-held dispenser, said method comprising:

• receiving a wireless transmission of dispensing information for a particular negotiable instrument;
• generating printing information based upon said dispensing information;
• printing said particular negotiable instrument using said printing information;
• operating said portable, hand-held dispenser as an organizer upon an organizer mode command being received from a user;
• and
• housing said portable, hand-held dispenser in a dispenser body that is a size and weight that allows said portable, hand-held dispenser to be carried in a single hand of the user.

A portable, hand-held dispenser that allows a user to request and dispense a negotiable instrument, said dispenser comprising:

• a wireless transmitter that transmits, to an authorizing computer, a request for data used to dispense the negotiable instrument;
• a wireless receiver that receives, from said authorizing computer, said data used to dispense the negotiable instrument;
• an input device that allows the user to submit an organizer mode command;
• a microprocessor that is coupled to said wireless transmitter, said wireless receiver, and said input device, that generates said request, that receives said data, that generates printing information using said data, that receives said organizer mode command from said input device, and that causes said portable, hand-held dispenser to operate as an organizer upon said organizer mode command being received;
• a printer that is coupled to said microprocessor, that receives said printing information from said microprocessor, and that prints the negotiable instrument when said printing information is received from said microprocessor;
• a battery that provides power to said wireless transmitter, said wireless receiver, said microprocessor, and said printer;
• and
• a dispenser body that houses said wireless transmitter, said wireless receiver, said microprocessor, said input device, said printer, and said battery, and that is a size and weight that allows said portable, hand-held dispenser to be carried in a single hand of the user.

A method for requesting and dispensing a negotiable instrument in a portable, hand-held dispenser, said method comprising:

• generating a request for data used to dispense the negotiable instrument;
• transmitting said request in a wireless transmission;
• receiving a wireless transmission of said data used to dispense the negotiable instrument;
• receiving a user-entered organizer mode command;
• generating printing information using said data;
• causing said portable, hand-held dispenser to operate as an organizer upon said user-entered organizer mode command being received;
• printing the negotiable instrument using said printing information;
• and
• housing said portable, hand-held dispenser in a dispenser body that is a size and weight that allows said portable, hand-held dispenser to be carried in a single hand of the user.

A portable, hand-held dispenser that allows a user to request and dispense a negotiable instrument, said dispenser comprising:

• a wireless receiver that receives, from an authorizing computer, data used to dispense the negotiable instrument;
• an input device that allows the user to submit an organizer mode command;
• an input mechanism that allows the user to submit a telephone mode command;
• a microprocessor that is coupled to said wireless receiver, said input device, and said input mechanism, that receives said data, that generates printing information using said data, that receives said organizer mode command from said input device, that causes said portable, hand-held dispenser to operate as an organizer upon said organizer mode command being received, that receives said telephone mode command from said input mechanism, and that causes said portable, hand-held dispenser to operate as a telephone and enables the user to place a voice telephone call upon said telephone mode command being received;
• a printer that is coupled to said microprocessor, that receives said printing information from said microprocessor, and that prints the negotiable instrument when said printing information is received from said microprocessor;
• a battery that provides power to said wireless receiver, said microprocessor, and said printer;
• and
• a dispenser body that houses said wireless receiver, said microprocessor, said input device, said input mechanism, said printer, and said battery, and that is a size and weight that allows said portable, hand-held dispenser to be carried in a single hand of the user.

A method for requesting and dispensing a negotiable instrument, in a portable, hand-held dispenser, said method comprising:

• receives a wireless transmission of data used to dispense the negotiable instrument;
• receiving a user-entered organizer mode command;
• receiving a user-entered telephone mode command;
• generating printing information using said data;
• causing said portable, hand-held dispenser to operate as an organizer upon said user-entered organizer mode command being received;
• causing said portable, hand-held dispenser to operate as a telephone and enabling the user to place a voice telephone call upon said user-entered telephone mode command being received;
• printing the negotiable instrument using said printing information;
• and
• housing said portable, hand-held dispenser in a dispenser body that is a size and weight that allows said portable, hand-held dispenser to be carried in a single hand of the user.