Data collection system for card readers

A system for collecting and transferring payment data pertaining to payment transactions, comprising:

• (A) a chip card, the chip card comprising a chip card connector having a plurality of connection zones, and the chip card being usable for conducting a payment transaction;
• (B) a payment terminal, the payment terminal comprising a card reader that is capable of receiving the chip card, the card reader comprising a card reader connector, the card reader connector being capable of cooperating with the chip card connector to establish a serial communication link between the payment terminal and the chip card;
• (C) an information processing system, the information processing system including a processing system connector;
• and
• (D) a portable information collection system comprising
• (1) a first part, the first part being planar and having two main parallel sides, one of the two main sides having a first collection system connector disposed thereon, the first collection system connector comprising a plurality of connection zones that are flush with the surface of the one main side, the first collection system connector being capable of cooperating with the card reader connector to establish a serial communication link between the information collection system and the card reader,
• (2) a second part, the second part comprising a second collection system connector, the second collection system connector being capable of establishing a parallel connection, and
• (3) a third part the third part comprising circuits to store data received in serial form by way of the connection zones from the card reader, and to retransmit the data at request in parallel form to the information processing system by way of the second collection system connector and the information processing system connector, the circuits comprising memory that stores the data collected from the card reader as the data is collected until all of the data for a given collection transaction is collected, such that all of the data is stored in the memory before retransmission of the data begins.

A method of collecting and transferring payment data pertaining to payment transactions, the payment data being collected from a payment terminal and transferred to an information processing system, the method comprising the following steps, which are performed by a portable information collection system:

• (A) establishing an electrical connection with the payment terminal, the connection being established by way of a plurality connection zones that are flush with a surface of the information collection system, the surface being a surface of one of two main parallel sides of a planar part of the information collection system;
• then
• (B) collecting payment data from the payment terminal while the electrical connection with the payment terminal is established;
• then
• (C) terminating the electrical connection with the payment terminal;
• then
• (D) storing the payment data in the information collection system while the information collection system is electrically isolated from both the payment terminal and the information processing system, the storing step being performed using an additional card that is connected a remainder of the information collection system by a female connector that is disposed on the card and a first male connector that is disposed on the remainder of the information collection system;
• then
• (E) establishing an electrical connection with the information processing system;
• and then
• (F) transferring the payment data to the information processing system while the electrical connection with the information processing system is established, wherein during the transferring step the card is disconnected from the remainder of the information collection system and is connected to the information processing system by way of the female connector and a second male connector that is associated with the information processing system.