Method and system for using intelligent agents for financial transactions, services, accounting, and advice

A system for transacting, monitoring, and tracing financial transactions, comprising:

• a customer terminal;
• a local software application running on the customer terminal for financial transaction performance, monitoring;
• and tracing;
• a server;
• a communications device coupling the local software application and the server;
• and
• an intelligent agent employed to interact with the server and the local software application;
• wherein the local software application initiates communication with the server;
• wherein a selection of a financial transaction is received from the user;
• wherein the server performs the financial transaction selected;
• wherein the server downloads information relating to the performed financial transaction to the local software application;
• wherein the local software application transfers the downloaded information relating to the performed financial transaction to a financial software application;
• wherein financial functions using the downloaded information relating to the performed financial transaction is performed to produce output information;
• wherein the output information is transferred from the financial software application to the local software application;
• and wherein the output information is uploaded from the local software application to the user account on the server.

A method for performing financial transactions and financial accounting, comprising:

• a local client application on a terminal receiving a user initiation;
• the local client application initiating communication with a server;
• the server providing the user with access to a user account;
• receiving from the user a selection of a financial transaction;
• receiving information input by the user relating to the selected financial transaction;
• the server performing the financial transaction;
• the server automatically downloading information relating to the performed financial transaction to the local client application;
• receiving an instruction to transfer the downloaded information relating to the performed financial transaction from the local client application to a financial software application;
• the local client application transferring the downloaded information relating to the performed financial transaction to the financial software application;
• automatically performing financial functions using the downloaded information relating to the performed financial transaction to produce output information;
• transmitting the output information from the financial software application to the local client application;
• and
• uploading the output information from the local software application to the user account on the server.

A system for performing financial transactions and financial accounting, comprising:

• means for receiving a user initiation by a local client application on a terminal;
• means for the local client application to initiate communication with a server;
• means for the server to provide the user with access to a user account;
• means for receiving from the user a selection of a financial transaction;
• means for receiving information input by the user relating to the selected financial transaction;
• means for the server to perform the financial transaction;
• means for the server to download automatically information relating to the performed financial transaction to the local client application;
• means for receiving an instruction to transfer the downloaded information relating to the performed financial transaction from the local client application to a financial software application;
• means for the local client application to transfer the downloaded information relating to the performed financial transaction to the financial software application;
• means for automatically performing financial functions using the downloaded information relating to the performed financial transaction to produce output information;
• means for transmitting the output information from the financial software application to the local client application;
• and
• means for uploading the output information from the local software application to the user account on the server.