Multiple magnetic stripe transaction cards and systems for the utilization thereof

A system including standard retail transaction card readers with central information processors being connected thereto and a plurality of indivisible transaction cards readable by the standard retail transaction card readers, the system comprising:

• each indivisible transaction card having a first face and a second face and each indivisible transaction card being of standard size and configuration for transaction cards, wherein the transaction card is readable in an indivisible state by the standard transaction card readers;
• each first face being divided into a first area and a second area;
• each second face being divided into a third area and a fourth area;
• first indicia identifying an authorized user of the transaction card, the first indicia occupying one of the areas on the first face of the card;
• second indicia identifying the authorized user of the transaction card, the second indicia occupying the other area on the first face of the card;
• a first read-only magnetic stripe associated with the first indicia and a first account, the first magnetic stripe occupying one of the areas on the second face of the card;
• a second read-only magnetic stripe associated with the second indicia and a second account, the second magnetic stripe occupying the other area on the second face of the card, whereby the indivisible transaction card accesses two accounts associated with the same authorized user;
• the standard retail transaction card readers or ATM bank card readers being connected to an invoice generating processor;
• and
• statements being generated by the invoice generating processor for each card, the statements having information corresponding to the first read-only data stripe and information corresponding with the second read-only data stripe.