High volume financial image media creation and display system and method

A method of providing a bank customer access to a plurality of financial transaction records, each record including financial document data, bank-generated account data, customer-generated additional data and computer-readable document images, the method comprising the steps of:

• (a) providing access to a plurality of computer-readable document images, the images correlated to the financial transaction records, and the images being capable of presentation on a display;
• (b) providing access to a database containing bank-generated account data and customer-generated additional data, both correlated to the financial transaction records, the customer-generated additional data comprised of data specified by the customer said customer-generated additional data having been provided previously by a customer and stored on a database at a financial institution for correlation with said financial document data and said bank-generated account data to facilitate searching of the images;
• (c) providing access to input logic, operative to receive customer-generated additional data concerning a desired subset of the financial transaction records;
• (d) providing access to search logic, coupled to the input logic and operative to search for the desired set of financial transaction records;
• and
• (e) providing access to display logic, operative to retrieve, display and manipulate bank-generated account data, customer-generated additional data and the computer-readable document images for the desired set of financial transactions.

System for providing a bank customer access to a plurality of data concerning financial transactions comprising a storage device containing:

• (a) a plurality of financial document images having financial document data and being correlated to each of the financial transactions, the images capable of presentation on a display;
• (b) a database containing bank-generated account data and customer-generated additional data, both correlated to each of the financial transactions, and both capable of presentation on a display, the customer-generated additional data specified by the bank customer said customer-generated additional data having been provided previously by a customer and stored on a database at a financial institution for correlation with said financial document data and said bank-generated account data to facilitate searching of the images;
• (c) input logic, operative to receive parameters corresponding to desired subset of data and financial document images;
• (d) search logic, coupled to the input logic operative to search the database and operative to create the desired subset of data concerning financial transactions;
• and
• (e) display logic, coupled to the search logic operative to display and manipulate the financial document images and the correlated data for the desired subset.

A computer-implemented method of providing to a bank customer access to a plurality of data concerning financial transactions comprising:

• (a) providing to the bank customer a plurality of images of imagable paper documents having financial document data related to selected financial transactions, in a first customer-specified format and in a customer-defined sequence;
• (b) providing to the bank customer financial transaction-specific data in a second customer-specified format, the data correlated to each computer image;
• and
• (c) providing to the bank customer customer-generated additional data said customer-generated additional data having been provided previously by a customer and stored on a database at a financial institution for correlation with said financial document data and said bank-generated account data to facilitate searching of images;
• (d) providing to the bank customer a cumulative index operable for locating, on the first and second customer-specified format, desired images and associated financial transaction-specific data for a present accounting period and for at least one prior accounting period.

A bank customer work station for accessing a plurality of data concerning financial transactions comprising:

• (a) a computer operable from the bank customer's location;
• (b) a visual display linked to the computer;
• (c) a plurality of financial document images customer-generated additional data, financial document data, and bank-generated data stored in a storage device accessible from the computer and correlated to each of the financial transactions, the images capable of presentation on the display;
• (d) at least one database containing data correlated to each of the financial transactions, the data being capable of presentation on the visual display and accessible from the bank customer's location;
• (e) said customer-generated additional data having been provided previously by a customer and stored on a database at a financial institution for correlation with said financial document data and said bank-generated account data to facilitate searching of the images;
• (f) a search screen for user definition of transaction search parameters, the search parameters including at least one customer-selected search parameter;
• (g) a search results screen coupled to the search screen for displaying transaction data for all transactions matching the search parameters;
• and
• (h) an image screen linked to the search results screen and to the search screen for displaying images meeting the search parameters, the search screen, search results screen and image screen all accessible from the bank customer's location.

A computer-implemented method of providing financial transaction information to a bank customer comprising:

• (a) compiling checks having financial document data field and bank-generated account data field from a plurality of payees;
• (b) creating computer-readable images of the checks;
• (c) capturing financial data from the checks;
• (d) compiling customer-provided additional data field corresponding to the checks, the customer-provided data comprised of data specified by the customer to facilitate searching of the images said customer-provided additional data field having been provided previously by a customer and stored on a database at a financial institution for correlation with said financial document data field and said bank-generated account data field to facilitate searching of the images;
• (e) preparing the computer-readable images, financial data and customer-provided data into a format suitable for storage on a storage medium;
• (f) transferring the prepared data to the storage medium;
• and
• (g) distributing the medium to a customer.

A financial information package to be used with a computer system and stored on an electronic medium for providing customer access to a plurality of financial transactions comprising:

• (a) displaying computer-readable document images having financial document data relating to the financial transactions;
• (b) providing bank-generated account data relating to the financial transactions and correlated to the document images;
• (c) providing customer-generated additional data relating to the financial transactions and comprising data specified by the customer said customer-generated additional data having been provided previously by a customer and stored on a database at a financial institution for correlation with said financial document data and said bank-generated account data to facilitate searching of the images;
• (d) using the financial document data, bank-generated account data or computer-generated additional data for searching of the images.

A method of providing access to a plurality of financial transaction records, each record including bank-generated account data, financial document data customer-generated additional data and computer-readable document images, the method comprising the steps of:

• (a) providing access to a plurality of computer-readable document images, the images correlated to the financial transaction records, and the images being capable of presentation on a display;
• (b) providing access to a database containing bank-generated account data and customer-generated additional data, both correlated to the financial transaction records, the customer-generated additional data comprised of data not typically contained within the MICR code line;
• (c) providing access to input logic, operative to receive customer-generated additional data and bank-generated account data concerning a desired subset of the financial transaction records;
• (d) providing access to search logic, coupled to the input logic and operative to search for the desired set of financial transaction records said customer-generated additional data having been provided previously by a customer and stored on a database at a financial institution for correlation with said financial document data and said bank-generated account data to facilitate searching of the images;
• and
• (e) providing access to display logic, operative to retrieve, display and manipulate bank-generated account data, customer-generated additional data and the computer-readable document images for the desired set of financial transactions.