Smart card for automatic financial records

A smartcard for automatically storing transaction information by financial identities, comprising:

• a signal interface for receiving the transaction information;
• a memory;
• a controller responsive to
• a computer which reads the financial identities and textual information from an internally stored spreadsheet before transferring them along with numbers specifying the lists to the controller;
• the controller forming lists in the memory in response to the textual information and financial identities transferred via the signal interface wherein the financial identities are classes, types, and categories;
• the controller, responsive to the transaction information and list number received from the transaction terminal, processing the transaction information and storing the processed transaction information in a list specified by the list number;
• and
• the controller, further responsive to requests from the computer, transmitting the lists to the computer, and the computer responsive to the lists, storing the list information into the spreadsheet.

A method for automatically storing transaction information by financial identities, comprising:

• receiving user inputs from a keyboard of a smartcard;
• receiving transaction information from a transaction terminal;
• transferring the financial identities and textual information along with numbers specifying lists to a controller of the smartcard by a computer that reads them from an internally stored spreadsheet;
• forming the lists in a memory of the smartcard in response to the textual information and financial identities transferred from the computer via the signal interface wherein the financial identities are classes, types, and categories;
• identifying a list in response to financial identities information received from the keyboard;
• processing the transaction information and storing the processed transaction information in the identified list in response to the transaction information received from the transaction terminal as list information;
• and
• transmitting the list information to the computer in response to requests from the computer and storing the list information into the spreadsheet by the computer in response to the list information.

A method for automatically storing transaction information by financial identities, comprising the steps of:

• transferring to a smartcard the financial identities and textual information along with numbers specifying lists by a computer that reads the financial identities from an internally stored spreadsheet;
• receiving by the smartcard the transaction information from a transaction terminal;
• forming lists in a memory of the smartcard in response to the textual information and financial identities categories transferred from a computer wherein the financial identities are classes, types, and categories;
• processing the transaction information and storing the processed transaction information in a list specified by a list number in response to the transaction information and the list number being received from the transaction terminal;
• and
• further transmitting the lists from the smartcard to the computer in response to requests from the computer and storing the list information into the spreadsheet by the computer in response to the lists.