Photoframe and gift card combination

A photoframe and gift card combination comprising:

• a) a frame comprising an upper section having an upper edge, a front side and a back side;
• a lower section having a lower edge, a front side and a back side;
• an inward section having an outer edge, a front side and a back side and an outward section having an outer edge, a front side and a back side, from where the back sides of said frame is formed a perimeter step area that allows a photo to be inserted and retained therein by a photo retaining means,
• b) an overlapping back cover comprising:
• (1) an outward panel having a first side, a second side, an upper edge, a lower edge, a first side edge, a second side edge and a first photo cutout therethrough,
• (2) a center panel having a first side, a second side, an upper edge, a lower edge, a first side edge, and a second side edge, where the first side edge is integrally attached to the second side edge of said outward panel by a cover crease, with said center panel further having a second photo cutout therethrough that is in alignment with the first photo cutout when said outward panel overlaps said center panel,
• (3) an inward panel having a first side, a second side, an upper edge, a lower edge, a first side edge and a second side edge, where the first side edge is integrally attached to the second side edge of said center panel by a frame crease that is located adjacent the outer edge of the inward section of said frame and having its first side attached to the back side of said frame by an attachment means, where when so attached, the upper edge of said inward panel is in alignment with the upper edge of said frame's upper section and the lower edge of said inward panel is in alignment with the lower edge of said frame's lower section, and
• (4) a U-shaped photo retainer having a front side, a back side and an opening having inner dimensions that exceed the dimensions of the photo cutouts, where the retainer is attached with the edges of its opening adjacent the upper edge of said center panel and with its front side attached against the second side of said center panel, where when the outward panel is folded at the cover creases so that its second side rests over the back side of the photo retainer, a composite photo retaining section is formed having a lower edge and an upper photo slot into which is removably inserted and retained a photo or trading card that can be viewed from either side of the photo retaining section, where when the composite photo retaining section is angularly displaced by an angle .phi. from the outward section of said frame, and the lower edges of the photo retaining section and said frame are placed upon a flat surface, said photoframe and gift card combination remains upright and can be viewed.