Multi purpose beach towel, tote bag, and chair cover

A combination beach towel and chair cover and tote bag comprising:

• a first rectangular fabric sheet having a width dimension, a length dimension, a top end, a bottom end, a first side edge, a second side edge, a front face, and a rear face;
• a tote pocket means located upon said front face of said first rectangular fabric sheet at said top end of said first rectangular sheet having a tote pocket opening parallel to said bottom end of said first rectangular fabric sheet said tote pocket opening communicating with the interior area of said tote pocket;
• said tote pocket means sized to accommodate the insertion of one end of a lounge chair therein;
• a towel section defined by the area of said first rectangular sheet between said bottom end of said first rectangular sheet and said tote pocket opening, said towel section of a calculated size capable of being stored within said interior area of said tote pocket means;
• a shoulder strap for carrying said combination beach towel and chair cover and tote bag affixed thereto whereby said tote pocket opening remains upright during transport of said combination beach towel and chair cover.